MyBankTracker Blog

Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons Find out how to choose between student loan assistance and 401(k) access through your employer when you can only choose from one of these compensation packages, Compare the benefits of each perk to see which one makes more sense for you because student loan debt can be such a major financial burden. Paul Sisolak Thomas (TJ) Porter Should You Pay Back Student Loans or Build an Emergency Fund? Student loans are more common than ever. Millions of Americans carry enough... Thomas (TJ) Porter Should You Take Out a Personal Loan for Family or Loved Ones? You might find yourself in a situation when a family member, friend, or loved one... Should You Use a Personal Loan for Moving Expenses for a New Job? Learn about the pros and cons of using a personal loan to pay for the moving expenses after getting a new job. Thomas (TJ) Porter Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Learn about the differences when using balance transfer credit cards and personal loans for the purpose of consolidating high-interest debt. Thomas (TJ) Porter Paul Sisolak Should You Use Personal Loans for Medical Bills? All it takes is one major medical bill to create many financial problems, even for... Thomas (TJ) Porter Should You Pay Off Your Student Loan in Lump Sum? Student loan debt can be a looming financial burden that many college graduates... Best Personal Loans for Fair Credit Scores of 650 to 700 Find out which personal loans are the best for people with fair credit -- as in those who have credit scores of 650 to 700. Thomas (TJ) Porter The Effects on Your Credit Score After Removing an Authorized User Find out how your credit scores are affected after you decide to remove an authorized user from a credit card account. Learn how credit reporting and scoring works to understand the effects of an authorized user on your credit (and on the authorized user's credit as well). Thomas (TJ) Porter Thomas (TJ) Porter What Happens If You Overpay Your Credit Card? Credit cards are a great financial tool when used properly. They let you make... Thomas (TJ) Porter When It Makes Sense to Use a 401k to Pay Off a Credit Card Your 401(k) is designed to be used for long-term retirement savings. In fact,... Can You Transfer an IRA CD to Another Bank? Learn about the rules that apply when you transfer an IRA CD another bank. Find out if there are any fees and penalties involved and how you can transfer retirement savings smoothly without any trouble, including paying taxes and withdrawal penalties. Thomas (TJ) Porter Compare the Best IRA Savings Accounts Rates Find out which IRA savings accounts are the best when it comes to interest rates, fees, and IRA eligibility. Learn how you can use it to build retirement savings without the high risk of losing all your money -- instead using it to diversify and balance your portfolio. Thomas (TJ) Porter Simon Zhen Best IRA CD Rates in 2024 for Retirement Savings When you’re building retirement savings, an individual retirement account (IRA) is... Thomas (TJ) Porter Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? When you look to sign up with a mobile provider, they’ll check your credit before... Can You Negotiate the Interest Rate on a Personal Loan? Find out whether you can negotiate with bank, credit union, or lender to get a lower interest rate on your personal loan. Learn how you can convince the lender to offer a better APR and save money over the life of the personal loan. Compare the lowest personal loan rates available nationwide. Thomas (TJ) Porter How to Get Santander Bank Loans Find out what types of loans are offered by Santander Bank and learn which one is the best fit for your borrowing needs. Thomas (TJ) Porter Rebecca Lake How Personal Loans Differ From Payday Loans When you need money quickly, you may be wondering what the best choice is for... Paul Sisolak Which Credit Report Does Citibank Pull? If you’ve ever applied for credit or a loan, it’s a feeling you’ll know well.... How to Open a Certificate of Deposit (CD) for Your Child Learn how parents and guardians can open a certificate of deposit (CD) for children under the 18 years of age. Find out what the rules are when it comes to maintaining a custodial account -- including how interest earnings are reported when it comes to taxes. Thomas (TJ) Porter The Best Personal Loans for a Good Credit Score Find out which personal loans are the best for people with good credit or excellent credit. Compare the top options based on fees, interest rates, borrowing terms and limits, and credit eligibility. Learn how to choose the best personal loan for your credit scores. Thomas (TJ) Porter Paul Sisolak The Best Long-Term Personal Loans Compared Part of what makes personal loans so appealing is the variety of uses you can put... Simon Zhen What to Do If You Spot Fraud on Your Bank of America Credit Card When I found fraud on my credit card, my first reaction was not the correct one: I... Which Credit Report Does Capital One Pull? Find out which U.S. credit bureaus are used most often by Capital One when it is reviewing credit card and loan applications. Thomas (TJ) Porter The Best Mobile Apps for Filing Taxes in 2023 Find out which mobile apps are the best for preparing your tax returns right from the convenience of your smartphone. These apps are free and you can file without an accountant or computer. Simon Zhen Thomas (TJ) Porter Which Credit Report Does Bank of America Pull? Bank of America is most likely to check your Experian credit report when you... Thomas (TJ) Porter Which Credit Cards Offer an Extended Warranty on Your Smartphone? Smartphones are expensive -- costing hundreds or even thousands of dollars. It’s... Which Credit Report Does Discover Pull? Find out which U.S. credit bureau is used by Discover most often when approving applications for credit cards and loans. Paul Sisolak The Best Low-Interest Personal Loans Find out which lenders offer personal loans with the lowest interest rates that you can qualify for. Thomas (TJ) Porter