MyBankTracker Blog

Should You Pay Off Your Student Loan in Lump Sum? Learn about the benefits and drawbacks of making a lump sum payment toward your student loan debt and how it can affect the rest of your finances. Thomas (TJ) Porter Thomas (TJ) Porter Best Personal Loans for Fair Credit Scores of 650 to 700 When you need a personal loan, you’re looking for some quick cash that you can use... Thomas (TJ) Porter The Effects on Your Credit Score After Removing an Authorized User Credit cards are a great way to pay for purchases. They let you make large... What Happens If You Overpay Your Credit Card? Find out what happens after you overpay your credit card, which results in a negative account balance. Learn what to do to get your money back. Thomas (TJ) Porter When It Makes Sense to Use a 401k to Pay Off a Credit Card Find when it makes smart financial sense to use a 401(k) loan to obtain funds to pay off credit card debt. Learn about the pros and cons of using this method of paying down your card balance. Compare other options available to you for debt consolidation. Thomas (TJ) Porter Thomas (TJ) Porter Can You Transfer an IRA CD to Another Bank? Yes, it is possible to transfer an IRA CD to another bank, but not without... Thomas (TJ) Porter Compare the Best IRA Savings Accounts Rates Saving for retirement is hard for a lot of people. Finding the extra money to put... Best IRA CD Rates in 2024 for Retirement Savings Find out which online banks offer the highest IRA CD rates to help you grow your retirement savings faster. Compare the best rates available, in addition to maturity terms, minimum deposit amounts, interest rates, and early withdrawal penalties. Simon Zhen Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? Find out which credit bureaus are used by the major U.S. mobile carriers when customers sign up for phone service. Learn how the information on your credit reports will affect your chances of getting service. Compare alternative options for people with bad credit. Thomas (TJ) Porter Thomas (TJ) Porter Can You Negotiate the Interest Rate on a Personal Loan? People commonly haggle when they’re making a purchase, big or small. Whether you... Thomas (TJ) Porter How to Get Santander Bank Loans Santander Bank is one of the largest banks in the Northeast and there's no... How Personal Loans Differ From Payday Loans Learn the differences between personal loans and payday loans to help you choose which one is better for you. Rebecca Lake Which Credit Report Does Citibank Pull? Find out which U.S. credit bureau, Equifax, Experian, or TransUnion, is most commonly used by Citi to approve or deny a credit card or loan. Paul Sisolak Thomas (TJ) Porter How to Open a Certificate of Deposit (CD) for Your Child One thing that all parents want is for their children to succeed in life. To that... Thomas (TJ) Porter The Best Personal Loans for a Good Credit Score When you’re looking for a personal loan, you need some quick cash to pay a bill or... The Best Long-Term Personal Loans Compared Find out which lenders offer personal loans with the longest borrowing terms - best for a major purchase or consolidating a large amount of debt. Paul Sisolak What to Do If You Spot Fraud on Your Bank of America Credit Card Take these steps after you detect fraud on your Bank of America credit card. Find the phone number and email to contact the Bank of America fraud department. Simon Zhen Thomas (TJ) Porter Which Credit Report Does Capital One Pull? Capital One is unlike other banks in that there isn’t one credit bureau that it is... Simon Zhen The Best Mobile Apps for Filing Taxes in 2023 It arrives like clockwork every April: tax time. With how complicated the American... Which Credit Report Does Bank of America Pull? Find out which credit bureau Bank of America uses to approve credit card applications, how to check credit reports for free and how to improve your credit. Thomas (TJ) Porter Which Credit Cards Offer an Extended Warranty on Your Smartphone? Learn everything you need to know about using the extended warranty on your credit cards as it applies to your smartphone purchase, including iPhones and Android devices. Find out what you need to do to make a claim under the extended warranty, such as claim limits and required documents Thomas (TJ) Porter Paul Sisolak Which Credit Report Does Discover Pull? If you're thinking about applying for a credit card from Discover, you should be... Thomas (TJ) Porter The Best Low-Interest Personal Loans When you’re looking for a personal loan, you probably need a quick influx of cash... 10 Best Budgeting Apps To Help You Manage Debt Find out which mobile and web applications are the best for people who want to manage and track their debt so that they are on the right path to paying off their balances. Compare their features, pricing, and platforms to see which one can help you become debt-free the fastest. Thomas (TJ) Porter The Best Short-Term Personal Loans in 2024 Find out which personal loan is the best for someone who needs a short-term personal loan. Compare lenders with low borrowing minimums and short borrowing periods. Simon Zhen Thomas (TJ) Porter Do You Have to Keep a Minimum Balance at a Credit Union? Security Service Federal Credit Union Branch Credit unions operate much like banks.... Thomas (TJ) Porter When Do Credit Cards Go to Collection Agencies? It’s a major fear for many people: having one of their debts get sent to a... How to Get Additional Free and Discounted Credit Reports Learn how you can get extra credit reports for free or at a discount, according to certain state and federal laws, from the Equifax, Experian, and TransUnion. This is in addition to the free annual credit reports. Find out how much they cost and how frequently you can pull them. Simon Zhen 6 Personal Loan Fees That You Need To Know Learn about all the different fees that can apply to personal loans, including application fees, origination fees, prepayment penalties, late payment fees, returned check fees, and payment protection insurance. Find out what they normally cost and how you can avoid them. Thomas (TJ) Porter