MyBankTracker Blog

What Happens When Your IRA CD Reaches Maturity Learn what happens to your money when an IRA CD reaches maturity. Find out how you can move the funds to another IRA and ways that you can earn more interest with a CD renewal or CD ladder. Understand the differences between traditional and Roth IRAs so that you don't break any IRS rules. Thomas (TJ) Porter Rebecca Lake BankAmericard Credit Card 2024 Review Paying down your credit card balance isn’t always easy when you’re stuck with a... Thomas (TJ) Porter Can IRA CDs Be Used as Collateral for a Loan? Individual retirement accounts (IRAs) are designed to help people save for... Variable Interest Rate vs. Fixed-Rate Student Loans Learn the difference between variable rates and fixed rates when it comes to the interest rates for your student loans. Find out how each type of rate affects the amount of interest charges that are incurred on a monthly basis. See if variable or fixed student loan rates are better for you. Thomas (TJ) Porter Why Choose a Live Financial Advisor Over Automated Advisor? Find out whether a live financial advisor or robo-advisor is better to help you build a balanced, diversified investment portfolio that will help you grow your retirement savings. Compare the benefits and fees of each option to determine which choice is a better match for your financial situation. Paul Sisolak Thomas (TJ) Porter Last Minute Tax Deductions to Take Right Before Tax Day Every April, Tax Day arrives. With it comes the stress of hoping you filled out... Rebecca Lake Income-Driven Repayment (IDR) Programs: What You Need To Know Graduating from college is a huge accomplishment and one that’s certainly worth... Which Credit Report Does Barclaycard Pull? Find out which U.S. credit bureau is used most often by Barclaycard when reviewing someone's application for a credit card. Learn how to get your credit reports for free (or at a discount) and take the best steps to improve your credit profile for a higher chance of being approved for a Barclaycard credit card. Thomas (TJ) Porter How Do Early Withdrawal Penalties Apply to IRA CDs? Find out how early withdrawal penalties are applied to IRA CDs (individual retirement account certificates of deposit). Valencia Patrice Higuera Simon Zhen Which Credit Report Does U.S. Bank Pull? U.S. Bank is most likely to use your TransUnion credit report when considering... Thomas (TJ) Porter Should You Pay Off Student Loans Early to Save on Interest Charges? If you have student loans, it can be very tempting to do your best to pay the... Live Oak Bank Savings Account 2024 Review Learn all about the high yield savings account offered by Live Oak Bank. Compare its fees, interest rates, and features to the top savings accounts provided by online banks. See how to choose the best savings account for you and your savings goals. Simon Zhen Deferment vs. Forbearance for Student Loans Learn everything you need to know about deferment and forbearance to determine which financial hardship program is best for you and your student loans. Valencia Patrice Higuera Thomas (TJ) Porter 10 Best Ways to Use Your Tax Refund in 2024 It’s tax season, which means millions of Americans will be filing their taxes and... Valencia Patrice Higuera Should You Pay Off Student Loans or Credit Cards First? Few people can say that they’re debt-free. Many rely on student loans to get an... Best Credit Cards for Free Airport Lounge Access Find out which credit cards are the best for free access to airport lounges. Learn about ways to get guests and companions into the lounges as well. Compare the fees for single-day pass and annual memberships to the popular airport lounges and lounge networks. Learn how to choose the right travel credit card. Rebecca Lake Zelle Pay Daily and Monthly Limits at the Top U.S. Banks Find out the daily and monthly limits for using Zelle Pay to transfer money to friends and family at the top U.S. banks, may vary based on the type of account. Thomas (TJ) Porter Thomas (TJ) Porter When Is Interest Charged on Credit Cards? With credit cards, you can enjoy a generous amount of rewards and benefits as long... Thomas (TJ) Porter Lost Your Debit Card? The Important Steps to Take Now Your debit card is one of the centers of your financial life. It gives you access... Should You Postpone a Wedding to Pay Off Student Loan Debt? Find out if it is a smart choice to postpone your wedding in order to pay off your student loan debt. Learn how to approach your finances so that you can get married while still carrying large student loan balances. Compare alternatives to make it possible to afford a wedding while making student loan payments. Rebecca Lake Pay Off Your Student Loans or Open an IRA: What Should You Do? Find out whether it makes more financial sense to pay off your student loan debt or to open an IRA to start saving for retirement. Compare the benefits and drawbacks of each step to see how it can impact you and your money. Learn how to approach a balanced plan to pay of college debt and save for the long term. Rebecca Lake Thomas (TJ) Porter Here's How Paying Off Student Loans Affects Your Credit Score For many people, a student loan is the first line of credit that they get. That... Thomas (TJ) Porter Which Credit Report Does American Express Pull? American Express has long been known as a premium credit card provider that gives... Comprehensive Guide to Student Loan Forgiveness Programs Learn about all the different student loan forgiveness programs that are available for borrowers who seek a specific job or profession that will clear high amounts of student loan debt. Find out how you can be eligible and what you need to apply for these programs. See other alternatives to help pay of student loans. Rebecca Lake Can Student Loans Be Discharged in Bankruptcy? Find out whether your student loan debt can be discharged in the event that you have to file for bankruptcy. Learn the differences of student loans in Chapter 7 and Chapter 13 bankruptcy. Compare the other options that you have when you're struggling to manage monthly payments on student loans. Paul Sisolak Thomas (TJ) Porter Axos Bank Personal Loans 2024 Review - Should You Apply? Learn all the detail about personal loans from Axos Bank, which is an online bank that also offers great savings and checking accounts. Find out what interest rates, fees, and features are available. See what credit score you need to get approved. Compare it to personal loans offered by other lenders. Thomas (TJ) Porter Should You Pay Off Student Loans or Invest in Stocks? If you’re fresh out of college and working a full-time job, you might be... Should Your Pay Off Student Loans or Buy a Car? Find out whether you should use extra funds to buy a new car or to pay of existing student loan debt. Thomas (TJ) Porter Should You Pay Down Student Loan Debt or Save for a House? Find out whether it is a smarter move to save for a new house or pay off your student loans. Learn what questions to ask regarding home affordability, debt-to-income ratios, and financial preparedness to handle mortgage payments and student loan debt at the same time. Thomas (TJ) Porter