MyBankTracker Blog

Emergency Fund Calculator: Find Out Your Ideal Safety Net Find out how much money you should keep in an emergency fund, based on your monthly essential living expenses, to help survive unexpected expenses. Krista Baum Paul Sisolak How to Handle a Tax Bill That You Cannot Afford Whether you’ve prepared your tax return already or just getting around to it, you... Krista Baum Toys R Us Bankruptcy: What Will Happen to Your Credit Card? With a catchy commercial jingle and iconic Geoffrey the Giraffe mascot, Toys R Us is... How to Place a Credit Freeze at the Equifax, Experian, and TransUnion Find out how to put a security freeze on your credit report at the three major U.S. credit bureaus: Equifax, Experian, and TransUnion. Valencia Patrice Higuera Should You Use a Bump-Up CD? Find out whether a bump-up CD (certificate of deposit) is the right savings option for you during a time when you're unsure about the direction of interest rates. Thomas (TJ) Porter Rebecca Lake The Best Savings Accounts for Your Emergency Fund A rainy day savings fund can be a lifesaver when you're thrown a curveball. If... Thomas (TJ) Porter Should You Invest in a Traditional or Roth IRA CD? Certificates of deposit (CDs) are a special type of deposit account designed to... How the Federal Rate Increase Affects Savings Accounts & Loans Find out how the first rate increase in 2018 by the Federal Reserve affects your finances. Learn about the exact changes to interest rates on savings accounts, CDs, credit cards, mortgages, and other loans. See what you should do in response to the rate changes to ensure that you save more money. Simon Zhen Which Credit Report Does Synchrony Bank Pull? Find out which credit bureau is most often used by Synchrony Bank, when pulling an applicant's credit report and how to check your own credit reports for free. Thomas (TJ) Porter Valencia Patrice Higuera What is the Average Interest Rate on Savings Accounts? There are many ways to save and invest your money. If you’re looking for a... Thomas (TJ) Porter Which Lenders Accept Co-signers for Personal Loans? Getting a personal loan can be a big help if you have an unexpected financial... Can You Refinance Your Personal Loans? Find out whether you can refinance an existing personal loan and see your options for paying off your old personal loan. Thomas (TJ) Porter Savings Account vs. Money Market Account: Which Is Better? Learn the differences between a savings account and a money market account (MMA). Find out which one you should choose to grow your savings depending on fees, features, minimum opening deposits, check-writing capabilities, and debit card access. Valencia Patrice Higuera Thomas (TJ) Porter What Are the Differences Between IRA CDs and Regular CDs A certificate of deposit (CD) is a type of deposit account that is ideal for... Paul Sisolak What You Need to Know When Taking an RMD from an IRA CD For all their tax advantages and variety of ways to invest, an IRA is one surefire... Rejected for a Personal Loan? 6 Steps You Should Take Now Find out what you can do after being rejected for a personal loan and learn about the key factors that could affect your chances of approval. Thomas (TJ) Porter How to Rollover an IRA: A Step-by-Step Guide Learn how to roll over your IRA into another IRA with two different options: a direct rollover (IRA-to-IRA) transfer and an indirect rollover. See the steps to take to ensure that retirement funds keep growing and how to avoid penalties. Thomas (TJ) Porter Valencia Patrice Higuera Should You Take Out a Personal Loan to Pay Your Rent? Renting an apartment can be cheaper than buying a home, which requires a down... Thomas (TJ) Porter What Happens When Your IRA CD Reaches Maturity Individual retirement accounts (IRAs) are designed to help you save money for when... BankAmericard Credit Card 2024 Review Learn about all the details of the BankAmericard® Credit Card from Bank of America, including its intro APR period, interest rates, fees, and features. Compare it to other balance transfer credit cards to see which one is best to help you consolidate high-interest debt. Rebecca Lake Can IRA CDs Be Used as Collateral for a Loan? Find out whether you can use IRA CDs as collateral for a secured loan from a bank or lender. Learn about the IRS rules that apply. Thomas (TJ) Porter Thomas (TJ) Porter Variable Interest Rate vs. Fixed-Rate Student Loans When you take out a student loan, the most important part of the loan is the... Paul Sisolak Why Choose a Live Financial Advisor Over Automated Advisor? Conventional financial advice since the dawn of mankind has always come from a... Last Minute Tax Deductions to Take Right Before Tax Day Find out which tax deductions are still available to tax filers who want to reduce their tax bill right before tax day. This means making contributions to tax-deferred accounts that still allow contributions between January 1st and tax day. Learn how much you can deduct and other IRS rules that apply. Thomas (TJ) Porter Income-Driven Repayment (IDR) Programs: What You Need To Know Learn all about student loan income-driven repayment programs and how they differ from income-based repayment programs. Find out what you need to be eligible for these programs and what kind of borrower they are best for (and not good for). See what alternatives you have to managing high student loan debt. Rebecca Lake Thomas (TJ) Porter Which Credit Report Does Barclaycard Pull? As one of the country's largest credit card issuers, it wouldn't be surprising... Valencia Patrice Higuera How Do Early Withdrawal Penalties Apply to IRA CDs? Many people will agree that it’s never a good idea to put all your eggs in one... Which Credit Report Does U.S. Bank Pull? Find out which credit report is used more commonly by U.S. Bank when it reviews a prospective borrower's credit card application. Simon Zhen Should You Pay Off Student Loans Early to Save on Interest Charges? Find out whether is a smart idea to pay off all your student loans early in the hopes that you'll end up paying much less in interest charges. Thomas (TJ) Porter