MyBankTracker Blog

Savings Account Monthly Fee Comparison At Top U.S. Banks Find out what the monthly maintenance fees are for the savings accounts at the nation's largest banks--and how customers can waive that fee. Alex Feldler Thomas (TJ) Porter What are the Limits on Chase ATM and Purchase Transactions? Chase is one of the largest banks in the United States, with more than 5,000... Krista Baum Should You Cosign Your Child's Student Loans? With little to no credit history and minimal income, students fresh out of high... The Best Credit Cards for Restaurants & Dining of 2023 Find out which credit cards are best to help you earn the most rewards or cash back on your dining spending, whether at restaurants or taking out. Rebecca Lake The Differences Between Money Market Accounts and Money Market Funds Learn the differences between money market accounts (MMAs) and money market funds (MMFs), two similar-sounding financial vehicles that are often confused with each other. Find out how each of them work and their roles in your finances. Then, you are better informed with what you should do when you come across either of them. Thomas (TJ) Porter Valerie Ashton Compare Overdraft Protection Transfer Fees at the Top U.S. Banks When your personal checking account balance dips below zero dollars, you have... Krista Baum Emergency Fund Calculator: Find Out Your Ideal Safety Net Dealing with an emergency, such as losing your job or unexpected car repair, is... How to Handle a Tax Bill That You Cannot Afford Find out why you owe so much in taxes this year. Learn what you can do to address a tax bill that you can't afford to pay off immediately. Understand what happens when you do not clear this debt with the IRS. Paul Sisolak Toys R Us Bankruptcy: What Will Happen to Your Credit Card? Find out what will happen to the Toys R Us store credit cards after the toy retailer completes bankruptcy and closes down its stores. Learn how your credit score is calculated and how it is affected when your Toys R Us card is closed. See what you can do to counteract any negative impact on your credit. Krista Baum Valencia Patrice Higuera How to Place a Credit Freeze at the Equifax, Experian, and TransUnion Your credit report contains highly sensitive information. Whether you’re... Thomas (TJ) Porter Should You Use a Bump-Up CD? Certificates of deposit (CDs) are a great way to earn more interest than a savings... The Best Savings Accounts for Your Emergency Fund Find out which savings accounts are the best for people who are looking to build an emergency fund. Learn how to calculate the perfect size for this rainy day fund. Use the tips to help you establish the emergency fund faster. Take note of the situations that justify the actual use of the money in this critical account. Rebecca Lake Should You Invest in a Traditional or Roth IRA CD? Find out what factors affect your decision of choosing between a tradition or Roth IRA CD, which is an option for retirement savings. Thomas (TJ) Porter Simon Zhen How the Federal Rate Increase Affects Savings Accounts & Loans The Federal Reserve announced it decided to keep the target range for the federal... Thomas (TJ) Porter Which Credit Report Does Synchrony Bank Pull? Though you may not have heard of Synchrony Bank, there is a very good chance that... What is the Average Interest Rate on Savings Accounts? Find out what the national average interest rate is on savings account in the United States. Compare the APYs provided from different financial institutions, including national banks, online banks, and credit unions. Learn how to build your savings balance faster without facing expensive account fees. Valencia Patrice Higuera Which Lenders Accept Co-signers for Personal Loans? Find out which lenders allow co-signers when you apply for a personal loan. Compare alternatives that allow you to borrow without cosigners. Thomas (TJ) Porter Thomas (TJ) Porter Can You Refinance Your Personal Loans? When you took out a personal loan, you took it out for a specific purpose. Whether... Valencia Patrice Higuera Savings Account vs. Money Market Account: Which Is Better? Savings accounts and money market accounts are options if you’re looking for a... What Are the Differences Between IRA CDs and Regular CDs Learn the difference between IRA CDs and regular CDs. Compare these two types of certificates of deposit to determine which one makes more sense for your savings. Their similarities and differences can affect the way that the CDs earn interest and the penalties that apply under certain circumstances. Thomas (TJ) Porter What You Need to Know When Taking an RMD from an IRA CD Learn how to take a required minimum distribution from your IRA CD so that you are following all the rules set forth by the IRS. This allows you to get your retirement savings without incurring any penalties and taxes that could hurt your IRA CD earnings. Find out how to use IRA CDs strategically for your retirement. Paul Sisolak Thomas (TJ) Porter Rejected for a Personal Loan? 6 Steps You Should Take Now Personal loans are popular options for borrowers because they can be used for... Thomas (TJ) Porter How to Rollover an IRA: A Step-by-Step Guide It’s common to ask how to roll over an IRA. You may have found a better brokerage... Should You Take Out a Personal Loan to Pay Your Rent? Find out whether it's a good decision to take out a personal loan to pay your rent, including the pros and cons and alternatives to consider. Valencia Patrice Higuera What Happens When Your IRA CD Reaches Maturity Learn what happens to your money when an IRA CD reaches maturity. Find out how you can move the funds to another IRA and ways that you can earn more interest with a CD renewal or CD ladder. Understand the differences between traditional and Roth IRAs so that you don't break any IRS rules. Thomas (TJ) Porter Rebecca Lake BankAmericard Credit Card 2025 Review Paying down your credit card balance isn’t always easy when you’re stuck with a... Thomas (TJ) Porter Can IRA CDs Be Used as Collateral for a Loan? Individual retirement accounts (IRAs) are designed to help people save for... Variable Interest Rate vs. Fixed-Rate Student Loans Learn the difference between variable rates and fixed rates when it comes to the interest rates for your student loans. Find out how each type of rate affects the amount of interest charges that are incurred on a monthly basis. See if variable or fixed student loan rates are better for you. Thomas (TJ) Porter Why Choose a Live Financial Advisor Over Automated Advisor? Find out whether a live financial advisor or robo-advisor is better to help you build a balanced, diversified investment portfolio that will help you grow your retirement savings. Compare the benefits and fees of each option to determine which choice is a better match for your financial situation. Paul Sisolak