MyBankTracker Blog

10 Best Budgeting Apps To Help You Manage Debt Find out which mobile and web applications are the best for people who want to manage and track their debt so that they are on the right path to paying off their balances. Compare their features, pricing, and platforms to see which one can help you become debt-free the fastest. Thomas (TJ) Porter Simon Zhen The Best Short-Term Personal Loans in 2024 The best short-term personal loan for you is probably going to be one offered by... Thomas (TJ) Porter Do You Have to Keep a Minimum Balance at a Credit Union? Security Service Federal Credit Union Branch Credit unions operate much like banks.... When Do Credit Cards Go to Collection Agencies? Find out when your lender will send your credit card account to debt collection agencies after you've defaulted on your payments. Learn the time period of when the late and missed payments are recorded on your credit reports. Be informed with what you should deal with debt collectors. Thomas (TJ) Porter How to Get Additional Free and Discounted Credit Reports Learn how you can get extra credit reports for free or at a discount, according to certain state and federal laws, from the Equifax, Experian, and TransUnion. This is in addition to the free annual credit reports. Find out how much they cost and how frequently you can pull them. Simon Zhen Thomas (TJ) Porter 6 Personal Loan Fees That You Need To Know Every loan comes with interest, the extra amount you have to pay for the privilege... Thomas (TJ) Porter Best Egg Personal Loans 2025 Review Learn all about personal loans from Best Egg and compare its interest rates, fees, borrowing limits, and restrictions to options from banks and other online lenders. Find out how to increase your chances of approval based on your credit score and income. How to Use Personal Loans to Refinance Student Loans Learn how to use personal loans to refinance student loans, whether they're federal or private loans -- subsidized or unsubsidized. Find out the benefits and drawbacks of consolidating student debt. Compare the personal loan options from banks, credit unions, and online lenders for the best rates. Paul Sisolak Earnest Personal Loans 2025 Review Learn about all about personal loans by Earnest, an online lender. Compare its interest rates, fees, borrowing limits, and application requirements to other personal loans offered by other banks and lenders. Find out how to increase your chances of approval depending on your credit score and income. Thomas (TJ) Porter Rebecca Lake RocketLoans Personal Loans 2025 Review RocketLoans Personal Loans Personal loans are a great tool for tackling your... Simon Zhen How to Join a Credit Union With Bad Credit Because bad credit often prevents you from qualifying for typical loans, you might... Where to Find Small Personal Loans Find out where you can find small personal loans when you just need a little bit of extra money to get by. Compare your options from banks, credit unions, and online lenders to see which one offers the small-dollar personal loan that fits your needs. Simon Zhen PNC Bank Personal Loans 2025 Review Learn all about personal loans from PNC Bank to see if they're right for you. Compare the interest rates, borrowing limits, terms, fees, and features to the top personal loans offered by other banks and online lenders. Improve your chances of getting approved for a personal loan from PNC. Thomas (TJ) Porter Thomas (TJ) Porter Credit Card Closed? 6 Things You Need to Do Now Sometimes, you’ll have one of your credit card accounts closed. Whether you... Thomas (TJ) Porter How a Personal Loan Can Help Rebuild Credit Personal loans, like any other type of credit line, appear on your credit report.... OneMain Financial Personal Loan 2025 Review Learn about the details of the unsecured personal loans offered by OneMain Financial, a lender that provides loan servicing through branches in 44 states. Rebecca Lake Are Personal Loans Taxable or Tax-Deductible? Learn about all the tax implications and rules regarding personal loans. Find out if the borrowed funds can be considered taxable income and whether or not the interest paid on the personal loans is tax-deductible. Moreover, see if other tax benefits and disadvantages apply to personal loans. Paul Sisolak Thomas (TJ) Porter American Express Personal Loan 2025 Review Learn about all the details of personal loans from American Express. Unlike other personal lenders, it requires special pre-approval terms before anyone can qualify for it. Compare its interest rates, fees, and borrowing limits to the personal loans from the top online lenders. Thomas (TJ) Porter The Biggest Tax Changes in 2018 — New Income Brackets, Deductions and More At the tail end of 2017, Congress passed a tax reform bill that drastically changed... Legacy Credit Union Savings Account 2025 Review Learn about the details of the share savings account that is offered by Legacy Credit Union, based in Central Alabama. Compare its fees and interest rates with the those of the top savings accounts from online banks to see which one is better for your savings goals. Rebecca Lake Which Credit Reports Do Lenders Use for Credit Card Applications? Find out which of the three major credit bureaus, Equifax, Experian, or TransUnion are used most commonly by card issuers when approving credit cards and loans. Paul Sisolak Thomas (TJ) Porter Which Credit Cards Are Most Accepted Worldwide? If you're looking for a credit card that is most likely to be accepted wherever... Rebecca Lake Capital One Savor Rewards Credit Card 2025 Review The only thing better than indulging your inner foodie might be earning rewards... How to Set Up Direct Deposit Without a Voided Check Learn how you can set up direct deposit without a voided check. Speaking with your payroll department and finding other options through your bank could mean an easier time getting direct deposit to your checking or savings account without a hitch. Thomas (TJ) Porter How to Open a Savings Account with Bad Credit Find how your bad credit affects your chances of being approved for a new savings account. Learn what you can do to increase the likelihood that your credit score will not stop you from opening a new bank account. Thomas (TJ) Porter Simon Zhen Which Credit Report Does Chase Pull? Chase branch in Brooklyn, NY The credit report that Chase is most likely to pull... Thomas (TJ) Porter Do Savings Accounts Have Routing Numbers? We, as average consumers, come across routing numbers most often with our checking... PenFed Credit Union Savings Account 2025 Review Find out whether the PenFed Credit Union Savings Account is worth your money after our experts break down the details of the account. Compare the account's fees and ATM access to the best savings accounts from the top online banks. Learn about the membership eligibility requirements for joining. Rebecca Lake Can You Get a Debit Card on a Savings Account? Find out whether you can get a debit card in order to access your savings account. It's a good question for people who want to deposit and withdrawals cash from their main savings, or maybe they want to use a debit card to make purchases. Learn how it differs from ATM cards. Thomas (TJ) Porter