MyBankTracker Blog

Last Minute Tax Deductions to Take Right Before Tax Day Find out which tax deductions are still available to tax filers who want to reduce their tax bill right before tax day. This means making contributions to tax-deferred accounts that still allow contributions between January 1st and tax day. Learn how much you can deduct and other IRS rules that apply. Thomas (TJ) Porter Rebecca Lake Income-Driven Repayment (IDR) Programs: What You Need To Know Graduating from college is a huge accomplishment and one that’s certainly worth... Thomas (TJ) Porter Which Credit Report Does Barclaycard Pull? As one of the country's largest credit card issuers, it wouldn't be surprising... How Do Early Withdrawal Penalties Apply to IRA CDs? Find out how early withdrawal penalties are applied to IRA CDs (individual retirement account certificates of deposit). Valencia Patrice Higuera Which Credit Report Does U.S. Bank Pull? Find out which credit report is used more commonly by U.S. Bank when it reviews a prospective borrower's credit card application. Simon Zhen Thomas (TJ) Porter Should You Pay Off Student Loans Early to Save on Interest Charges? If you have student loans, it can be very tempting to do your best to pay the... Simon Zhen Live Oak Bank Savings Account 2025 Review Learn all about the high yield savings account offered by Live Oak Bank. Compare its fees, interest rates, and features to the top savings accounts provided by online banks. See how to choose the best savings account for you and your savings goals. Deferment vs. Forbearance for Student Loans Learn everything you need to know about deferment and forbearance to determine which financial hardship program is best for you and your student loans. Valencia Patrice Higuera 10 Best Ways to Use Your Tax Refund in 2024 Find out the best ways to use your tax refund money, such as savings, investing, and spending wisely. Thomas (TJ) Porter Valencia Patrice Higuera Should You Pay Off Student Loans or Credit Cards First? Few people can say that they’re debt-free. Many rely on student loans to get an... Rebecca Lake Best Credit Cards for Free Airport Lounge Access If you travel often, being able to relax in the airport lounge between flights is... Zelle Pay Daily and Monthly Limits at the Top U.S. Banks Find out the daily and monthly limits for using Zelle Pay to transfer money to friends and family at the top U.S. banks, may vary based on the type of account. Thomas (TJ) Porter When Is Interest Charged on Credit Cards? Find out when interest charges are applied to your credit card account balances. Learn about grace periods and how you can avoid getting charged interest on your credit cards. Understand how to calculated how much interest is charged based on your APR, balance, and transaction type. Thomas (TJ) Porter Thomas (TJ) Porter Lost Your Debit Card? The Important Steps to Take Now Your debit card is one of the centers of your financial life. It gives you access... Rebecca Lake Should You Postpone a Wedding to Pay Off Student Loan Debt? Getting married is a major life milestone but it doesn't come cheap. On average,... Pay Off Your Student Loans or Open an IRA: What Should You Do? Find out whether it makes more financial sense to pay off your student loan debt or to open an IRA to start saving for retirement. Compare the benefits and drawbacks of each step to see how it can impact you and your money. Learn how to approach a balanced plan to pay of college debt and save for the long term. Rebecca Lake Here's How Paying Off Student Loans Affects Your Credit Score Find out what happens to your credit and credit scores after you pay off your student loan debt, Compare the pros and cons of holding onto your student loan balances. Learn the criteria that makes up your credit score to see how each criterion is affected after your loans are paid off. Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does American Express Pull? American Express has long been known as a premium credit card provider that gives... Rebecca Lake Comprehensive Guide to Student Loan Forgiveness Programs Saving an emergency fund or buying a home can be tough when student loan payments... Can Student Loans Be Discharged in Bankruptcy? Find out whether your student loan debt can be discharged in the event that you have to file for bankruptcy. Learn the differences of student loans in Chapter 7 and Chapter 13 bankruptcy. Compare the other options that you have when you're struggling to manage monthly payments on student loans. Paul Sisolak Axos Bank Personal Loans 2025 Review Learn all the detail about personal loans from Axos Bank, which is an online bank that also offers great savings and checking accounts. Find out what interest rates, fees, and features are available. See what credit score you need to get approved. Compare it to personal loans offered by other lenders. Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans or Invest in Stocks? If you’re fresh out of college and working a full-time job, you might be... Thomas (TJ) Porter Should Your Pay Off Student Loans or Buy a Car? If you’ve come into a large sum of money, whether it come from an inheritance or a... Should You Pay Down Student Loan Debt or Save for a House? Find out whether it is a smarter move to save for a new house or pay off your student loans. Learn what questions to ask regarding home affordability, debt-to-income ratios, and financial preparedness to handle mortgage payments and student loan debt at the same time. Thomas (TJ) Porter Should You Pay Off Student Loans With a HELOC? Find out whether you should use a home equity line of credit (HELOC) to help pay off your student loan debt. Learn about the benefits and disadvantages of borrowing from your home to pay down student loan balances. Compare other alternatives that won't use your house as collateral. Thomas (TJ) Porter Paul Sisolak Why Is My Student Loan Balance Not Going Down? In a perfect world, you’d make at least the monthly minimum payment on your... Thomas (TJ) Porter Should You Use Credit Cards to Pay Off Student Loans? Many people are carrying student loan debt these days, and for many, it is a... Happy Money The Payoff Loan 2025 Review Learn about the specific details of a personal loan from Payoff, a lender that focuses on borrowers who want to consolidate credit card debt. Compare the interest rates, fees, borrowing limits, and borrowing periods of personal loans offers by other lenders. Find out way to improve your credit for easier approval. Rebecca Lake LendingPoint Personal Loans 2025 Review Learn all about all the detail of personal loans by LendingPoint, a lender that focuses on borrowers who have fair credit. Compare the interest rate, fees, borrowing limits, and periods to personal loans offered by other banks and lenders. Find out how you can improve your credit scores for the best chance of approval. Thomas (TJ) Porter