MyBankTracker Blog

Live Oak Bank Savings Account 2024 Review Learn all about the high yield savings account offered by Live Oak Bank. Compare its fees, interest rates, and features to the top savings accounts provided by online banks. See how to choose the best savings account for you and your savings goals. Simon Zhen Valencia Patrice Higuera Deferment vs. Forbearance for Student Loans If you’re like most people, you didn’t have a huge college fund waiting for you... Thomas (TJ) Porter 10 Best Ways to Use Your Tax Refund in 2024 It’s tax season, which means millions of Americans will be filing their taxes and... Should You Pay Off Student Loans or Credit Cards First? Find out whether it is smarter to pay off your student loan debt or to pay off your credit card balances. Learn the benefits of each option when it comes to saving on interest charges. Consider other options that you have to consolidate or refinance your debt to reduce interest and monthly payments. Valencia Patrice Higuera Best Credit Cards for Free Airport Lounge Access Find out which credit cards are the best for free access to airport lounges. Learn about ways to get guests and companions into the lounges as well. Compare the fees for single-day pass and annual memberships to the popular airport lounges and lounge networks. Learn how to choose the right travel credit card. Rebecca Lake Thomas (TJ) Porter Zelle Pay Daily and Monthly Limits at the Top U.S. Banks Zelle iPhone App At the biggest U.S. banks, Zelle Pay's daily and monthly... Thomas (TJ) Porter When Is Interest Charged on Credit Cards? With credit cards, you can enjoy a generous amount of rewards and benefits as long... Lost Your Debit Card? The Important Steps to Take Now Find out what you have to do after your debit is lost or gets stolen. Learn how you can protect your account and money from fraudulent activity and unauthorized purchases and transactions. See how you can prepare yourself for losing a debit card. Understand how debit card liability protection affects you. Thomas (TJ) Porter Should You Postpone a Wedding to Pay Off Student Loan Debt? Find out if it is a smart choice to postpone your wedding in order to pay off your student loan debt. Learn how to approach your finances so that you can get married while still carrying large student loan balances. Compare alternatives to make it possible to afford a wedding while making student loan payments. Rebecca Lake Rebecca Lake Pay Off Your Student Loans or Open an IRA: What Should You Do? Paying off student loans and saving money in an individual retirement account... Thomas (TJ) Porter Here's How Paying Off Student Loans Affects Your Credit Score For many people, a student loan is the first line of credit that they get. That... Which Credit Report Does American Express Pull? Find out which credit report is used more often by American Express when it checks an applicant's credit to decide whether or not to grant approval for a new credit card or charge card. Learn how you can check your credit report for free or at a discount. See how you can improve your credit for higher chances of approval. Thomas (TJ) Porter Comprehensive Guide to Student Loan Forgiveness Programs Learn about all the different student loan forgiveness programs that are available for borrowers who seek a specific job or profession that will clear high amounts of student loan debt. Find out how you can be eligible and what you need to apply for these programs. See other alternatives to help pay of student loans. Rebecca Lake Paul Sisolak Can Student Loans Be Discharged in Bankruptcy? Bankruptcy is often the final, last resort for those in dire financial straits; a... Thomas (TJ) Porter Axos Bank Personal Loans 2024 Review - Should You Apply? Learn all the detail about personal loans from Axos Bank, which is an online bank that also offers great savings and checking accounts. Find out what interest rates, fees, and features are available. See what credit score you need to get approved. Compare it to personal loans offered by other lenders. Should You Pay Off Student Loans or Invest in Stocks? Compare the pros and cons of paying off your student loans instead of investing those funds in stocks, mutual funds, and bonds. Thomas (TJ) Porter Should Your Pay Off Student Loans or Buy a Car? Find out whether you should use extra funds to buy a new car or to pay of existing student loan debt. Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Down Student Loan Debt or Save for a House? As people graduate college, get their first job and start wanting to settle down,... Thomas (TJ) Porter Should You Pay Off Student Loans With a HELOC? With student debt reaching record highs, it might seem like you’ll never escape... Why Is My Student Loan Balance Not Going Down? Find out why your student loan balance continues to increase even when you are making the monthly payments. What's the difference between amortization and negative amortization? How is it relevant to student loans? Avoid making payments toward an increasing loan balance. Paul Sisolak Should You Use Credit Cards to Pay Off Student Loans? Find out whether it is a good idea to use a credit card to pay off your student loan. Learn how it works and the benefits and dangers of using balance transfers to save on student loan interest payments. Compare the credit cards with the best intro APR and periods on balance transfers to help you pay off college debt. Thomas (TJ) Porter Rebecca Lake Happy Money The Payoff Loan 2024 Review - Should You Apply? Learn about the specific details of a personal loan from Payoff, a lender that focuses on borrowers who want to consolidate credit card debt. Compare the interest rates, fees, borrowing limits, and borrowing periods of personal loans offers by other lenders. Find out way to improve your credit for easier approval. Thomas (TJ) Porter LendingPoint Personal Loans 2024 Review - Should You Apply? Learn all about all the detail of personal loans by LendingPoint, a lender that focuses on borrowers who have fair credit. Compare the interest rate, fees, borrowing limits, and periods to personal loans offered by other banks and lenders. Find out how you can improve your credit scores for the best chance of approval. Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons Find out how to choose between student loan assistance and 401(k) access through your employer when you can only choose from one of these compensation packages, Compare the benefits of each perk to see which one makes more sense for you because student loan debt can be such a major financial burden. Paul Sisolak Should You Pay Back Student Loans or Build an Emergency Fund? Find out whether you should put extra income toward paying back your student loans or building the all-important emergency fund. Learn the benefits of keeping student loan debt and how much you need to establish an emergency fund. Compare your options to decide which path is best for your finances. Thomas (TJ) Porter Thomas (TJ) Porter Should You Take Out a Personal Loan for Family or Loved Ones? You might find yourself in a situation when a family member, friend, or loved one... Thomas (TJ) Porter Should You Use a Personal Loan for Moving Expenses for a New Job? Taking a new job often means moving. Whether you move across town to shorten your... Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Learn about the differences when using balance transfer credit cards and personal loans for the purpose of consolidating high-interest debt. Thomas (TJ) Porter Should You Use Personal Loans for Medical Bills? Learn about the pros and cons of taking out a personal loan in order to pay off medical bills or debt. Compare top online lenders for personal loans. Paul Sisolak