MyBankTracker Blog

Should You Pay Off Student Loans With a HELOC? Find out whether you should use a home equity line of credit (HELOC) to help pay off your student loan debt. Learn about the benefits and disadvantages of borrowing from your home to pay down student loan balances. Compare other alternatives that won't use your house as collateral. Thomas (TJ) Porter Paul Sisolak Why Is My Student Loan Balance Not Going Down? In a perfect world, you’d make at least the monthly minimum payment on your... Thomas (TJ) Porter Should You Use Credit Cards to Pay Off Student Loans? Many people are carrying student loan debt these days, and for many, it is a... Happy Money The Payoff Loan 2024 Review - Should You Apply? Learn about the specific details of a personal loan from Payoff, a lender that focuses on borrowers who want to consolidate credit card debt. Compare the interest rates, fees, borrowing limits, and borrowing periods of personal loans offers by other lenders. Find out way to improve your credit for easier approval. Rebecca Lake LendingPoint Personal Loans 2024 Review - Should You Apply? Learn all about all the detail of personal loans by LendingPoint, a lender that focuses on borrowers who have fair credit. Compare the interest rate, fees, borrowing limits, and periods to personal loans offered by other banks and lenders. Find out how you can improve your credit scores for the best chance of approval. Thomas (TJ) Porter Paul Sisolak Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons More employers have begun to offer student loan repayment their employees as part... Thomas (TJ) Porter Should You Pay Back Student Loans or Build an Emergency Fund? Student loans are more common than ever. Millions of Americans carry enough... Should You Take Out a Personal Loan for Family or Loved Ones? Find out whether you should take out a personal loan on behalf of a family member, friend, or loved one. Thomas (TJ) Porter Should You Use a Personal Loan for Moving Expenses for a New Job? Learn about the pros and cons of using a personal loan to pay for the moving expenses after getting a new job. Thomas (TJ) Porter Thomas (TJ) Porter Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Dealing with debt can be difficult. If you have multiple loans, it’s especially... Paul Sisolak Should You Use Personal Loans for Medical Bills? All it takes is one major medical bill to create many financial problems, even for... Should You Pay Off Your Student Loan in Lump Sum? Learn about the benefits and drawbacks of making a lump sum payment toward your student loan debt and how it can affect the rest of your finances. Thomas (TJ) Porter Best Personal Loans for Fair Credit Scores of 650 to 700 Find out which personal loans are the best for people with fair credit -- as in those who have credit scores of 650 to 700. Thomas (TJ) Porter Thomas (TJ) Porter The Effects on Your Credit Score After Removing an Authorized User Credit cards are a great way to pay for purchases. They let you make large... Thomas (TJ) Porter What Happens If You Overpay Your Credit Card? Credit cards are a great financial tool when used properly. They let you make... When It Makes Sense to Use a 401k to Pay Off a Credit Card Find when it makes smart financial sense to use a 401(k) loan to obtain funds to pay off credit card debt. Learn about the pros and cons of using this method of paying down your card balance. Compare other options available to you for debt consolidation. Thomas (TJ) Porter Can You Transfer an IRA CD to Another Bank? Learn about the rules that apply when you transfer an IRA CD another bank. Find out if there are any fees and penalties involved and how you can transfer retirement savings smoothly without any trouble, including paying taxes and withdrawal penalties. Thomas (TJ) Porter Thomas (TJ) Porter Compare the Best IRA Savings Accounts Rates Saving for retirement is hard for a lot of people. Finding the extra money to put... Simon Zhen Best IRA CD Rates in 2024 for Retirement Savings When you’re building retirement savings, an individual retirement account (IRA) is... Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? Find out which credit bureaus are used by the major U.S. mobile carriers when customers sign up for phone service. Learn how the information on your credit reports will affect your chances of getting service. Compare alternative options for people with bad credit. Thomas (TJ) Porter Can You Negotiate the Interest Rate on a Personal Loan? Find out whether you can negotiate with bank, credit union, or lender to get a lower interest rate on your personal loan. Learn how you can convince the lender to offer a better APR and save money over the life of the personal loan. Compare the lowest personal loan rates available nationwide. Thomas (TJ) Porter Thomas (TJ) Porter How to Get Santander Bank Loans Santander Bank is one of the largest banks in the Northeast and there's no... Rebecca Lake How Personal Loans Differ From Payday Loans When you need money quickly, you may be wondering what the best choice is for... Which Credit Report Does Citibank Pull? Find out which U.S. credit bureau, Equifax, Experian, or TransUnion, is most commonly used by Citi to approve or deny a credit card or loan. Paul Sisolak How to Open a Certificate of Deposit (CD) for Your Child Learn how parents and guardians can open a certificate of deposit (CD) for children under the 18 years of age. Find out what the rules are when it comes to maintaining a custodial account -- including how interest earnings are reported when it comes to taxes. Thomas (TJ) Porter Thomas (TJ) Porter The Best Personal Loans for a Good Credit Score When you’re looking for a personal loan, you need some quick cash to pay a bill or... Paul Sisolak The Best Long-Term Personal Loans Compared Part of what makes personal loans so appealing is the variety of uses you can put... What to Do If You Spot Fraud on Your Bank of America Credit Card Take these steps after you detect fraud on your Bank of America credit card. Find the phone number and email to contact the Bank of America fraud department. Simon Zhen Which Credit Report Does Capital One Pull? Find out which U.S. credit bureaus are used most often by Capital One when it is reviewing credit card and loan applications. Thomas (TJ) Porter