MyBankTracker Blog

How to Avoid Having Medical Bills Go to Collections Take these steps after you find out that your medical bills are now in the hands of a collection agency. Thomas (TJ) Porter Rebecca Lake The Best Credit Unions for Personal Loans When you need a personal loan, the sheer variety of options can be overwhelming.... Thomas (TJ) Porter Is It a Good Idea to Finance Furniture Purchases? Furniture stores and other retailers of big-ticket items are quick to try and make... Should You Close Your First and Oldest Credit Card? Find out whether you should close your first credit card because you're often told that you should keep your oldest credit card for as long as possible to maintain a good credit score. Learn about the basics of calculating your own credit score so to understand exactly what will happen when you shut down a credit line. Valencia Patrice Higuera Capital One 360 IRA CDs 2024 Review Learn all about the detail of IRA CDs offered by Capital One 360, one of the top online banks. Find out whether the certificates of deposit provide the best interest rates and low fees to make them suitable for your long-term retirement savings. Thomas (TJ) Porter Alex Feldler Savings Account Monthly Fee Comparison At Top U.S. Banks Stashing your money away in a savings account is a great step in taking control of... Thomas (TJ) Porter What are the Limits on Chase ATM and Purchase Transactions? Chase is one of the largest banks in the United States, with more than 5,000... Should You Cosign Your Child's Student Loans? Find out whether it is a smart move for parents and legal guardians to co-sign the student loans for a child. Learn about the advantages and disadvantages of putting one's own credit on the line for a child's student loans. See what alternatives are available for financing a college education without co-signing. Krista Baum The Best Credit Cards for Restaurants & Dining of 2023 Find out which credit cards are best to help you earn the most rewards or cash back on your dining spending, whether at restaurants or taking out. Rebecca Lake Thomas (TJ) Porter The Differences Between Money Market Accounts and Money Market Funds Money market accounts and money market funds are two different types of accounts... Valerie Ashton Compare Overdraft Protection Transfer Fees at the Top U.S. Banks When your personal checking account balance dips below zero dollars, you have... Emergency Fund Calculator: Find Out Your Ideal Safety Net Find out how much money you should keep in an emergency fund, based on your monthly essential living expenses, to help survive unexpected expenses. Krista Baum How to Handle a Tax Bill That You Cannot Afford Find out why you owe so much in taxes this year. Learn what you can do to address a tax bill that you can't afford to pay off immediately. Understand what happens when you do not clear this debt with the IRS. Paul Sisolak Krista Baum Toys R Us Bankruptcy: What Will Happen to Your Credit Card? With a catchy commercial jingle and iconic Geoffrey the Giraffe mascot, Toys R Us is... Valencia Patrice Higuera How to Place a Credit Freeze at the Equifax, Experian, and TransUnion Your credit report contains highly sensitive information. Whether you’re... Should You Use a Bump-Up CD? Find out whether a bump-up CD (certificate of deposit) is the right savings option for you during a time when you're unsure about the direction of interest rates. Thomas (TJ) Porter The Best Savings Accounts for Your Emergency Fund Find out which savings accounts are the best for people who are looking to build an emergency fund. Learn how to calculate the perfect size for this rainy day fund. Use the tips to help you establish the emergency fund faster. Take note of the situations that justify the actual use of the money in this critical account. Rebecca Lake Thomas (TJ) Porter Should You Invest in a Traditional or Roth IRA CD? Certificates of deposit (CDs) are a special type of deposit account designed to... Simon Zhen How the Federal Rate Increase Affects Savings Accounts & Loans The Federal Reserve announced it decided to keep the target range for the federal... Which Credit Report Does Synchrony Bank Pull? Find out which credit bureau is most often used by Synchrony Bank, when pulling an applicant's credit report and how to check your own credit reports for free. Thomas (TJ) Porter What is the Average Interest Rate on Savings Accounts? Find out what the national average interest rate is on savings account in the United States. Compare the APYs provided from different financial institutions, including national banks, online banks, and credit unions. Learn how to build your savings balance faster without facing expensive account fees. Valencia Patrice Higuera Thomas (TJ) Porter Which Lenders Accept Co-signers for Personal Loans? Getting a personal loan can be a big help if you have an unexpected financial... Thomas (TJ) Porter Can You Refinance Your Personal Loans? When you took out a personal loan, you took it out for a specific purpose. Whether... Savings Account vs. Money Market Account: Which Is Better? Learn the differences between a savings account and a money market account (MMA). Find out which one you should choose to grow your savings depending on fees, features, minimum opening deposits, check-writing capabilities, and debit card access. Valencia Patrice Higuera What Are the Differences Between IRA CDs and Regular CDs Learn the difference between IRA CDs and regular CDs. Compare these two types of certificates of deposit to determine which one makes more sense for your savings. Their similarities and differences can affect the way that the CDs earn interest and the penalties that apply under certain circumstances. Thomas (TJ) Porter Paul Sisolak What You Need to Know When Taking an RMD from an IRA CD For all their tax advantages and variety of ways to invest, an IRA is one surefire... Thomas (TJ) Porter Rejected for a Personal Loan? 6 Steps You Should Take Now Personal loans are popular options for borrowers because they can be used for... How to Rollover an IRA: A Step-by-Step Guide Learn how to roll over your IRA into another IRA with two different options: a direct rollover (IRA-to-IRA) transfer and an indirect rollover. See the steps to take to ensure that retirement funds keep growing and how to avoid penalties. Thomas (TJ) Porter Should You Take Out a Personal Loan to Pay Your Rent? Find out whether it's a good decision to take out a personal loan to pay your rent, including the pros and cons and alternatives to consider. Valencia Patrice Higuera