MyBankTracker Blog

What Are Credit Builder Loans and How Do They Work? Learn about credit builder loans and how they work to help you improve or repair your credit. Thomas (TJ) Porter Rebecca Lake Wealthsimple 2025 Review If you want a streamlined way to invest, Wealthsimple can help you put your... Nicole Dieker Is It a Good Idea to Use Your IRA to Pay Off Credit Card Debt? If you're sitting on a pile of debt that you're struggling to pay down, you’re... Should You Choose Fixed-Rate or Variable-Rate Personal Loans? Compare fixed-rate and variable-rate personal loans to see how they work when it comes to calculating the APR on the loan. Thomas (TJ) Porter 8 Ways Around the Wells Fargo No-Cash Deposits Rule A rule by Wells Fargo to ban all cash deposits made to another customer's accounts may prove to be an inconvenience. Learn what you can do if you still need to deposit cash into someone else's Wells Fargo checking or savings account. Krista Baum Ben Luthi No Retirement Savings at Age 30? How to Get Started The best time to start saving for retirement is now. It’s especially important... Thomas (TJ) Porter Huntington Bank Asterisk Free Checking Account 2025 Review Learn about the features of the Huntington Bank Asterisk-Free Checking Account to see if it is the right checking account for you. Find out about its friendly overdraft-fee policies, rate discounts, and ATM access. Compare this account to free checking accounts offered by online banks. What to Do if a Restaurant Overcharged Your Credit Card? Learn what to do when a restaurant has overcharged your credit card, whether you accidentally tipped too much or there was an error by the waiter. Thomas (TJ) Porter How to Pay Off $100,000 in Student Loans Learn how you can pay down your high amounts of student loan debt when you're struggling to make payments. Find out about other programs that can help you with loan forgiveness, consolidation, refinancing, forbearance, deferment, and more. Rebecca Lake Paul Sisolak The Best Savings Accounts for College Students in 2024 Saving money can be a challenge for college students when trying to juggle... Thomas (TJ) Porter Investors Bank YourStyle Checking Account 2025 Review Find out all the detail of the Investors Bank YourStyle Checking Account, the regional bank's basic checking offering for residents of New York and New Jersey. Learn about the different features offered by the account and the fees charged. Compare this account to the checking accounts offered by online banks to see the best choice for you. What Are Market-Linked CDs? Learn how market-linked certificates of deposit (CDs) work and how you can use it to grow your money. Find out about the advantages and disadvantages of market-linked CDs, especially when compared to traditional CDs. See if the earnings limits, FDIC insurance, and tax rules of these special CDs are right for your investment portfolio. Valerie Ashton Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Find out whether your gym can ruin your credit if you do not pay membership fees. Learn how an account sent to a debt collection agency can affect your credit. Thomas (TJ) Porter Valencia Patrice Higuera Personal Loan vs. Small Business Loan: Which Is Better? Want to strike out on your own and start a business? Getting a personal loan or... Krista Baum 7 Ways to Work Around Bank of America's No-Cash Deposits Policy It’s no secret that online banking and innovative technology are changing the way... Valley National My Choice Checking Account 2025 Review Learn all the details of the Valley National My Choice Checking Account, a basic checking option offered to young adults by this regional bank serving the Northeast. Find out what fees could be charged to accountholders and how you can avoid them. Compare the features to other checking accounts offered by competitors. Thomas (TJ) Porter How to Manage Estimated Quarterly Taxes as a Freelancer Find out when you are considered a freelancer or self-employed, which means you have to pay estimated quarterly taxes on your income. Learn about the IRS rules regarding any fees, fines, and penalties for missed tax payments. Compare the different options that you have to pay your estimated quarterly taxes. Aja McClanahan John Csiszar Is It Better to Have Savings, Checking, and Loans at the Same Bank? Banking is a competitive field. With so many available offers, it can be hard to... Thomas (TJ) Porter M&T Bank EZChoice Checking Account 2025 Review Learn about all the details of the M&T Bank EZChoice Checking Account, the bank's basic checking offering. Find out what the fees are and the different features - ATM access and mobile apps - are available to customers. Compare it to checking accounts offered by other financial institutions, especially online banks. What is a Good Loan-to-Value (LTV) Ratio? Learn to calculate the loan-to-value ratio before you apply for a new loan to see if you're likely to get approved. Thomas (TJ) Porter Wealthfront Investment Adviser 2025 Review Find out whether Wealthfront is the right robo-advisor to help you set up an investment portfolio for retirement savings Krista Baum Valencia Patrice Higuera Should You Split Contributions Between Traditional and Roth 401(k)s? A 401(k) is a popular retirement savings account offered by many employers. But... Rebecca Lake What Is a Good ChexSystems (Qualifile) Score? Opening a checking account seems easy enough but there's one thing that could... PNC Bank Standard Checking Account 2025 Review Learn everything you need to know about the PNC Bank Standard Checking account, the bank's basic checking option. Find out which features make it stand out for everyday consumers. Compare this checking account to the options offered by online banks, which tend to provide lower fees and higher interest rates. Thomas (TJ) Porter Are You Responsible for Your Spouse's Debt? Find out whether you are responsible for your spouse's debt after marriage. Learn about the different instances when joint debt may end up affecting your personal credit and finances. See how you should approach joint finances to avoid having spousal debt from hurting the relationship. Nicole Dieker Paul Sisolak How to Open a Business Checking Account From the startup just starting out to the sole proprietor flying solo, it’s... Rebecca Lake Betterment Robo-Advisor 2025 Review Robo-advisors are changing how people invest, making building a portfolio online... 5 Signs You Need to Open a Business Checking Account Find out when you need to open a business checking account, whether you are a freelancer,entrepreneur, or small business. Thomas (TJ) Porter Index Funds vs. ETFs vs. Target-Date Funds: Build a Diversified Investment Portfolio Learn the differences between index funds, exchange-traded funds, and target-date funds before you pick the one that is best for your investment portfolio. Find out how each of them work and match them to how you'd like to invest. Compare their fees, transaction processes, and tax efficiencies. Ben Luthi