MyBankTracker Blog

Are You Responsible for Your Spouse's Debt? Find out whether you are responsible for your spouse's debt after marriage. Learn about the different instances when joint debt may end up affecting your personal credit and finances. See how you should approach joint finances to avoid having spousal debt from hurting the relationship. Nicole Dieker Paul Sisolak How to Open a Business Checking Account From the startup just starting out to the sole proprietor flying solo, it’s... Rebecca Lake Betterment Robo-Advisor 2024 Review Robo-advisors are changing how people invest, making building a portfolio online... 5 Signs You Need to Open a Business Checking Account Find out when you need to open a business checking account, whether you are a freelancer,entrepreneur, or small business. Thomas (TJ) Porter Index Funds vs. ETFs vs. Target-Date Funds: Build a Diversified Investment Portfolio Learn the differences between index funds, exchange-traded funds, and target-date funds before you pick the one that is best for your investment portfolio. Find out how each of them work and match them to how you'd like to invest. Compare their fees, transaction processes, and tax efficiencies. Ben Luthi Thomas (TJ) Porter How to Convert a Traditional IRA to a Roth IRA Individual retirement accounts (IRAs) are a special type of account that is... Valerie Ashton Should Freelancers Get a Business Credit Card? Many people believe that having multiple streams of income is more beneficial and... Individual Bonds vs. Bond Funds: What's The Difference? Learn about the differences between individual bonds and bond mutual funds. Compare how each of them work to see which investment option is better for your portfolio and risk tolerance. Find out how to invest in each of them and where they fit in your approach to investing. Kevin Mercadante Should You Use a Personal Loan to Start a 0Business? Find out whether taking out a personal loan to start a new business is a good idea. Learn about the pros and cons of using personal loans for business. Thomas (TJ) Porter Thomas (TJ) Porter Credit Counseling vs. Debt Settlement: What is Better for You? With debt such a common problem, you might be searching for a way to get out of... Krista Baum How to Invest for Retirement on a $30,000 Salary Everyone knows they should be saving for retirement. But, what if you only make... Should You Invest in Series I Savings Bonds or CDs? Find out whether it is a better financial decision to invest your money in a Series I savings bond or a certificate of deposit (CD). Valencia Patrice Higuera Family Member Stole Your Identity to Open Credit Cards: What to Do Find out what to do if family members, such as a parent or spouse, steal your identity to open credit cards and rack up a large amount of debt in your name. Thomas (TJ) Porter Valencia Patrice Higuera 5 Ways to Save for Retirement as a Full-Time Freelancer So you’ve finally made the leap to full-time freelancer. For you, this means time... Simon Zhen Robinhood Brokerage 2024 Review Designed as an easy way to enter the complicated world of investing, Robinhood has... Should You Keep Your Emergency Fund in a CD? An emergency fund is supposed to be money that you've set aside for unexpected financial expenses. Find out whether it makes sense to keep your emergency fund in a certificate of deposit (CD) -- compared to an online savings account. Compare the pros and cons of this approach and how it could affects your ability to access your cash. Thomas (TJ) Porter How to Calculate and Reduce Your Debt-to-Income Ratio Learn why you need to care about your debt-to-income ratio when you apply for a major loan, such as a mortgage, auto loan, or personal loan. Thomas (TJ) Porter Nicole Dieker How to Trade and Invest in Bitcoin & Other Cryptocurrencies Bitcoin, Ethereum, Ripple, Litecoin — cryptocurrencies are some of today’s most... Rebecca Lake Peerform Personal Loans 2024 Review - Should You Apply? PeerForm Personal Loans Need a personal loan? Where you decide to borrow from is an... 6 Signs That You Need to Switch to a New Brokerage Learn how your brokerage could be the wrong fit for you and your investing style. Find out what factors you should look for that could be hurting your investment potential, including fees, investment choices, and the quality of advisory services. Consult our guide for switching to a new brokerage. Thomas (TJ) Porter Investing in Rental Properties: Are You Ready to Become a Landlord? Find out whether you have what it takes to become a landlord when you're thinking about investing in rental properties. Learn about the different factors that you have to consider before making this major financial move. It involves more than just a financial commitment - it can require time and effort to generate a reliable return. Paul Sisolak Shirley Pulawski What to Do If You Didn't File Taxes on Time The tax deadline has come and gone, but if you didn't file your tax return, all is... Valerie Ashton What Makes a Bad 401(k) Plan? An employer-sponsored 401(k) retirement plan is usually an excellent retirement... College Grads With Your First Jobs: How to Set Up Your Finances As a recent college graduate with your first job, learn how to set up your finances to ensure that you're building savings and working towards a retirement portfolio after you've obtained a stable stream of income. In this guide, find out how to approach each step and why each financial account plays a role in your finances. Krista Baum Can You Inherit Your Parents' Debt? Find out whether you can inherit your parents' debt upon their deaths. See how debt is handled by their estate, which varies based on the type of debt, including mortgages, credit card balances, and taxes. Learn what you should do if and when a debt collector attempts to ask for repayment. Ben Luthi Thomas (TJ) Porter The Best Mobile Apps for Investing of 2024 Investing can be very intimidating to get started with. With so many investment... Valencia Patrice Higuera Guide to Using a Backdoor Roth IRA The more cash you sock away during your working years, the more money you’ll have... Investing in a Money Market Fund vs. a High-Yield Savings Account Find out whether money market funds are better options than high yield savings accounts when their annual returns are higher than the best savings rates. Learn about the traits of money market funds that make them different from typical deposit accounts, which will affect how you use it to build savings. Thomas (TJ) Porter CommonBond Student Loan Refinancing 2024 Review: Is It Worth Applying? Learn all the details of the refinancing loans offered by CommonBond for student loan debt. Compare the different rate options offered to borrowers to see which one is a better match for refinancing student loans. Find out the fees charged, eligibility requirements, and minimum credit score. Rebecca Lake