Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

New Jersey Homeowners Insurance: Averages Rates for Coverage Find out about the average rates for homeowners insurance in New Jersey, including how much coverage you need and the optional coverages to consider. Louisiana Homeowners Insurance: What Proper Coverage Will Cost You Photo of Valencia Patrice Higuera Valencia Patrice Higuera Louisiana Homeowners Insurance: What Proper Coverage Will Cost You Homeowners insurance in Louisiana doesn’t only protect your home. It also protects... How to Buy Facebook Stock: Invest in the Social Media Network Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Buy Facebook Stock: Invest in the Social Media Network Facebook is a household brand that everyone knows and uses, especially as a key... Kitchen Remodel Loans: How to Finance a Kitchen Renovation Learn about the different loans that are available to finance a kitchen remodel or renovation, which could increase the value of your property. How to Pre-Qualify for Personal Loans and Get Free Rate Quotes Learn how to pre-qualify for personal loans and obtain free rate quotes without a credit check. See your potential rates and terms before you apply. Can You Get a Personal Loan If You’re a Non-US Citizen? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can You Get a Personal Loan If You’re a Non-US Citizen? Non-U.S. citizens can’t vote and they’re ineligible for a U.S. passport. So, if... Deck Loans: Financing Options for Building a New Deck Photo of Valencia Patrice Higuera Valencia Patrice Higuera Deck Loans: Financing Options for Building a New Deck Building a new deck can raise your property value, increase your living space, and... Tiny House Financing: How to Get a Loan for a Tiny House Learn about the different tiny house loans that are available to help finance the purchase of a small home that may not qualify for a traditional mortgage. Can Students Get Personal Loans for College Expenses? Find out if college students can get approved for unsecured personal loans to pay for expenses -- compared to the alternatives that may be available. Should You Use a Personal Loan to Pay for Plastic Surgery? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use a Personal Loan to Pay for Plastic Surgery? Cosmetic procedures are expensive, yet some people never consider paying for one...