Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Where to Find Personal Loans for Veterans Find out where veterans and military service members (active or retired) can qualify for personal loans at the lowest interest rates, plus any special benefits. Should You Use Personal Loans to Pay for Grad School? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use Personal Loans to Pay for Grad School? Getting a graduate degree can advance your career. This often results in better... How to Get a Personal Loan for a Boat Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Get a Personal Loan for a Boat If you need a loan to buy a boat, some boat dealers offer in-house financing or... Personal Loan vs. Small Business Loan: Which Is Better? Compare the benefits and drawbacks of using a personal loan or a small business loan. Learn their differences before choosing one for your business. Unsecured Auto Loans: What’s the Catch? Find out whether there are any downsides to using an unsecured auto loan, a borrowing option that is not typically offered to most borrowers who are purchasing a car. Claim 6 Simple Tax Exemptions to Save You Big Photo of Valencia Patrice Higuera Valencia Patrice Higuera Claim 6 Simple Tax Exemptions to Save You Big I wouldn’t trade self-employment for anything, but there is one major... Should You Take Out a Personal Loan to Pay Your Taxes? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Take Out a Personal Loan to Pay Your Taxes? If you anticipate owing money to the federal government, you might underestimate... Tax Abatement: How Does It Help You Save on Property Taxes? Learn about how a tax abatement affects your purchase of a new home or condo because it can offer savings on property taxes depending on the abatement period. Mortgage Loan Estimate vs. Closing Disclosure: What’s the Difference? As you begin the process of buying a new home, learn about the differences between a mortgage loan estimate and closing disclosure. Title Insurance: Why You Might Need It When Buying a Home Photo of Valencia Patrice Higuera Valencia Patrice Higuera Title Insurance: Why You Might Need It When Buying a Home The process of buying a home is expensive. Not only because of the down payment...