Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

How to Change Your Credit Card Billing Address Learn how to change your billing address with your card issuer and find out what happens if you provide the wrong billing address. What to Consider When Using Gift Funds for Your Down Payment on a Mortgage Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Consider When Using Gift Funds for Your Down Payment on a Mortgage You're ready to buy a home, but understand that you need to have a good chunk of... Homeowners Insurance Lapse: What Happens If There's a Gap in Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Lapse: What Happens If There's a Gap in Coverage Homeowner’s insurance is important whether you have a mortgage or you’ve paid off... What Are Your Options If You Bought a House That You Cannot Afford? Learn about the different options that you have if you're stuck with a mortgage to buy a home that's more than you can afford. The Best Credit Cards to Fix Your Bad Credit Without a Security Deposit If you have bad credit, you don‘t have to get a secured credit card to rebuild good credit. Unsecured cards can fix your credit without a security deposit. Homeowners Insurance Non-Renewal: What to Do? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Non-Renewal: What to Do? If you own a home, you likely know the importance of homeowners insurance. This... New Jersey Homeowners Insurance: Averages Rates for Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera New Jersey Homeowners Insurance: Averages Rates for Coverage Your home is your haven. It’s the place where you spend the most time with loved... Louisiana Homeowners Insurance: What Proper Coverage Will Cost You Find out how much it costs for homeowners insurance coverage for your Louisiana home, including optional coverages for hurricanes, floods and more. How to Buy Facebook Stock: Invest in the Social Media Network Learn how to buy shares of Facebook stock to become an investor in one of the most popular social media networks in the wold. Kitchen Remodel Loans: How to Finance a Kitchen Renovation Photo of Valencia Patrice Higuera Valencia Patrice Higuera Kitchen Remodel Loans: How to Finance a Kitchen Renovation Renovating an outdated kitchen can take years off the age of your house. This...