Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Unsecured Auto Loans: What’s the Catch? Find out whether there are any downsides to using an unsecured auto loan, a borrowing option that is not typically offered to most borrowers who are purchasing a car. Claim 6 Simple Tax Exemptions to Save You Big Photo of Valencia Patrice Higuera Valencia Patrice Higuera Claim 6 Simple Tax Exemptions to Save You Big I wouldn’t trade self-employment for anything, but there is one major... Should You Take Out a Personal Loan to Pay Your Taxes? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Take Out a Personal Loan to Pay Your Taxes? If you anticipate owing money to the federal government, you might underestimate... Tax Abatement: How Does It Help You Save on Property Taxes? Learn about how a tax abatement affects your purchase of a new home or condo because it can offer savings on property taxes depending on the abatement period. Mortgage Loan Estimate vs. Closing Disclosure: What’s the Difference? As you begin the process of buying a new home, learn about the differences between a mortgage loan estimate and closing disclosure. Title Insurance: Why You Might Need It When Buying a Home Photo of Valencia Patrice Higuera Valencia Patrice Higuera Title Insurance: Why You Might Need It When Buying a Home The process of buying a home is expensive. Not only because of the down payment... Renters Insurance and Roommates: Can You Share Coverage? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Renters Insurance and Roommates: Can You Share Coverage? Whether you’re renting a house or an apartment, it’s important to get coverage... Pennsylvania Homeowners Insurance: Average Rates for Coverage Find out how much homeowners insurance costs on average in Pennsylvania, including optional coverages that may be worthwhile considerations as part of a policy. Mobile Home Insurance: What Does It Cover? Learn what is covered when you purchase a mobile home or manufactured home insurance policy and what to look for when you're considering this type of coverage. Maryland Homeowners Insurance: Average Rates for Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Maryland Homeowners Insurance: Average Rates for Coverage Homeowners insurance in Maryland protects your property from damage. This includes...