Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider Learn about the pros and cons of using a personal loan to finance the purchase of a new mobile home, which may not qualify for a typical mortgage loan. What to Do Before Renewing Your Home Insurance Policy? Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do Before Renewing Your Home Insurance Policy? Home insurance is a policy that protects your property from losses and damages.... Should You Take Out a Personal Loan to Pay Your Rent? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Take Out a Personal Loan to Pay Your Rent? Renting an apartment can be cheaper than buying a home, which requires a down... 8 Financial Gift Ideas for Valentine’s Day Use these creative financial gift ideas for Valentine's Day to avoid gifting the same chocolates, flowers, and other material goods. How to Change Your Credit Card Billing Address Learn how to change your billing address with your card issuer and find out what happens if you provide the wrong billing address. What to Consider When Using Gift Funds for Your Down Payment on a Mortgage Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Consider When Using Gift Funds for Your Down Payment on a Mortgage You're ready to buy a home, but understand that you need to have a good chunk of... Homeowners Insurance Lapse: What Happens If There's a Gap in Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Lapse: What Happens If There's a Gap in Coverage Homeowner’s insurance is important whether you have a mortgage or you’ve paid off... What Are Your Options If You Bought a House That You Cannot Afford? Learn about the different options that you have if you're stuck with a mortgage to buy a home that's more than you can afford. The Best Credit Cards to Fix Your Bad Credit Without a Security Deposit If you have bad credit, you don‘t have to get a secured credit card to rebuild good credit. Unsecured cards can fix your credit without a security deposit. Homeowners Insurance Non-Renewal: What to Do? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Non-Renewal: What to Do? If you own a home, you likely know the importance of homeowners insurance. This...