Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Renters Insurance and Roommates: Can You Share Coverage? Learn how to protect your belongings with renters insurance while also living with roommates, as they may affect your coverage and policy. Pennsylvania Homeowners Insurance: Average Rates for Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Pennsylvania Homeowners Insurance: Average Rates for Coverage Home insurance is a common policy for homeowners, but do you know how this... Mobile Home Insurance: What Does It Cover? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Mobile Home Insurance: What Does It Cover? Mobile homes, also known as manufactured homes, are properties constructed in a... Maryland Homeowners Insurance: Average Rates for Coverage Find out how much it costs to get homeowners insurance in Maryland, in addition to the proper coverages you might consider as part of your policy. Condo Insurance: How to Shop for an H0-6 Insurance Policy Find out what factors to consider when you're shopping for H0-6 insurance to cover your condo, especially when your HOA master policy lacks adequate coverage. Guide to Using a Backdoor Roth IRA Photo of Valencia Patrice Higuera Valencia Patrice Higuera Guide to Using a Backdoor Roth IRA The more cash you sock away during your working years, the more money you’ll have... Should You Pay Off Student Loans or Credit Cards First? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Pay Off Student Loans or Credit Cards First? Few people can say that they’re debt-free. Many rely on student loans to get an... Georgia Homeowners Insurance: What are the Average Rates? See the average homeowners insurance rates for Georgia homes and the coverages and riders that you might consider as part of your policy. Is a Four-Year College Degree Overvalued? Job Loss Before Closing: How Your Mortgage is Affected? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Job Loss Before Closing: How Your Mortgage is Affected? A mortgage loan approval gives you the go-ahead to start shopping for a...