Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Should You Set Up a Blind Trust for Your Assets? Learn how blind trusts work to conceal asset information from the public and to distribute inheritances and assets to heirs and benificiaries. Mortgage Pre-Approval Checklist: Documents You Need to Prepare Photo of Valencia Patrice Higuera Valencia Patrice Higuera Mortgage Pre-Approval Checklist: Documents You Need to Prepare Getting pre-approved for a mortgage is an important step in the process of buying... Mortgage Rate Shopping: How Multiple Applications Affect Your Credit Score Photo of Valencia Patrice Higuera Valencia Patrice Higuera Mortgage Rate Shopping: How Multiple Applications Affect Your Credit Score For most people, buying a house involves applying for a mortgage loan. Some... When to Hire a Property Manager for Your Rental Properties Find out what you need to consider when thinking about hiring a property manager or property management company to handle and maintain your rental properties. Home Insurance Declaration Page: The Key Details of Your Policy Find out what details are summarized in your homeowners insurance declaration page so that you know exactly what and how much coverage you have on your home. How to Manage Homeowners Insurance for Home Renovations and Repairs Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Manage Homeowners Insurance for Home Renovations and Repairs Home renovations can add value to your property and modernize your space. Your... South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates Photo of Valencia Patrice Higuera Valencia Patrice Higuera South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates Homeowners insurance in South Carolina offers protection when something bad... Homeowners Insurance and Dogs: Are You Covered? Learn how your homeowners insurance policy may cover injuries caused by a dog or other pets on and off your property. Homeowner Insurance Deductibles: How Do They Work? Learn how homeowners insurance deductibles work when it comes to the claims process and how your deductible can affect your policy premiums. Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage Homeowners insurance in Massachusetts can provide financial relief after disasters...