Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

How to Pre-Qualify for Personal Loans and Get Free Rate Quotes Learn how to pre-qualify for personal loans and obtain free rate quotes without a credit check. See your potential rates and terms before you apply. Can You Get a Personal Loan If You’re a Non-US Citizen? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can You Get a Personal Loan If You’re a Non-US Citizen? Non-U.S. citizens can’t vote and they’re ineligible for a U.S. passport. So, if... Deck Loans: Financing Options for Building a New Deck Photo of Valencia Patrice Higuera Valencia Patrice Higuera Deck Loans: Financing Options for Building a New Deck Building a new deck can raise your property value, increase your living space, and... Tiny House Financing: How to Get a Loan for a Tiny House Learn about the different tiny house loans that are available to help finance the purchase of a small home that may not qualify for a traditional mortgage. Can Students Get Personal Loans for College Expenses? Find out if college students can get approved for unsecured personal loans to pay for expenses -- compared to the alternatives that may be available. Should You Use a Personal Loan to Pay for Plastic Surgery? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use a Personal Loan to Pay for Plastic Surgery? Cosmetic procedures are expensive, yet some people never consider paying for one... Where to Find Personal Loans for Veterans Photo of Valencia Patrice Higuera Valencia Patrice Higuera Where to Find Personal Loans for Veterans Active-duty military and veterans are eligible to use a VA home loan to purchase a... Should You Use Personal Loans to Pay for Grad School? Find out whether it is a smart financial move to apply for a personal loan for the purpose of paying graduate school tuition. How to Get a Personal Loan for a Boat Learn how to buy a boat with a personal loan, which could be unsecured or secured with the boat at collateral in order to qualify for the lowest interest rates. Personal Loan vs. Small Business Loan: Which Is Better? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Personal Loan vs. Small Business Loan: Which Is Better? Want to strike out on your own and start a business? Getting a personal loan or...