Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

How to Manage Homeowners Insurance for Home Renovations and Repairs Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Manage Homeowners Insurance for Home Renovations and Repairs Home renovations can add value to your property and modernize your space. Your... South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates See the average homeowners insurance rates in South Carolina based on coverage levels and city -- in additional to optional riders that you might consider. Homeowners Insurance and Dogs: Are You Covered? Learn how your homeowners insurance policy may cover injuries caused by a dog or other pets on and off your property. Homeowner Insurance Deductibles: How Do They Work? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowner Insurance Deductibles: How Do They Work? Home insurance covers losses or damages to your primary residence. It protects... Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage Homeowners insurance in Massachusetts can provide financial relief after disasters... Ohio Homeowners Insurance: Averages Rates for Proper Coverage Find out how much you'll pay for homeowners insurance in Ohio (on average) based on coverage level, location, and insurer so that you know how to find savings. Virginia Homeowners Insurance: A Guide for Getting the Right Coverage Find out how much is typically costs for homeowners insurance in Virginia depending on your city and the proper coverage you might need to protect your home. Michigan Homeowners Insurance: Get the Right Coverage at the Lowest Rates Photo of Valencia Patrice Higuera Valencia Patrice Higuera Michigan Homeowners Insurance: Get the Right Coverage at the Lowest Rates Homeowners insurance in Michigan protects your home from common hazards. These can... California Homeowners Insurance: Get Proper Coverage at the Lowest Rates Photo of Valencia Patrice Higuera Valencia Patrice Higuera California Homeowners Insurance: Get Proper Coverage at the Lowest Rates Insurance policies protect the most important things in life. This is why you... Texas Homeowners Insurance: What Coverage to Consider Find out what coverages to consider as part of your homeowners insurance policy in Texas, where hurricanes and floods are major concerns.