Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

How to Negotiate the Best Price of a New Home Learn how you can negotiate for the best price on a new home purchase using these tips to identify reasons to offer a lower price. How to Buy a House When You Have Student Loan Debt Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Buy a House When You Have Student Loan Debt The cost of a college degree isn't getting any cheaper. The average American... How to Invest in Bonds: Predictable Returns With Low Risk Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Invest in Bonds: Predictable Returns With Low Risk Whether you’re a new investor or a seasoned investor, having a balanced portfolio... 9 Common Homeowners Insurance Riders to Consider Learn about the most common and important homeowners insurance riders to provide added coverage for things that are not typically found with a standard policy. Should You Refinance Your Student Loan With a Private Lender? Should indebted students find private lenders to get out of under debt Swimming Pool Loan: How to Finance a Swimming Pool Photo of Valencia Patrice Higuera Valencia Patrice Higuera Swimming Pool Loan: How to Finance a Swimming Pool Installing a swimming pool in your backyard creates your own outdoor oasis. As you... Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan Photo of Valencia Patrice Higuera Valencia Patrice Higuera Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan Buying a home is an opportunity to put down roots and build equity — but it’s also... How Loss-of-Use Coverage Works With Homeowners Insurance Learn how loss-of-use coverage works as part of your homeowners insurance policy to reimburse you when your home becomes uninhabitable. Dental Loans: How to Use Personal Loans to Finance Dental Work Find out how to obtain dental loans, a type of personal loan to help finance dental work on credit -- including alternatives that may be available. Interest-Only Mortgages: Compare the Pros and Cons Photo of Valencia Patrice Higuera Valencia Patrice Higuera Interest-Only Mortgages: Compare the Pros and Cons Interest-only mortgages aren’t as widely available as they were during the housing...