Articles by Valencia Patrice Higuera
Should You Use a 401(k) Loan to Pay Off Student Loans?
Learn how you can borrow from your 401(k) to help pay down student loan debt. Find out whether it is a good idea to take out a 401(k) loan, including how it will affect your retirement savings. Compare alternatives that are worth considering for reducing the financial strain caused by student loans.
Valencia Patrice Higuera
How to Negotiate the Best Price of a New Home
Whether you’re a first-time buyer or a repeat home buyer, knowing how to negotiate...
How to Buy a House When You Have Student Loan Debt
The cost of a college degree isn't getting any cheaper. The average American...
How to Invest in Bonds: Predictable Returns With Low Risk
Learn how to invest in bonds, a low-risk investment that can generate predictable returns and fixed income. Find out ways to invest in different types of bonds.
Valencia Patrice Higuera
9 Common Homeowners Insurance Riders to Consider
Learn about the most common and important homeowners insurance riders to provide added coverage for things that are not typically found with a standard policy.
Valencia Patrice Higuera
Should You Refinance Your Student Loan With a Private Lender?
Ritu Manoj Jethani / Shutterstock.com
Student loan debt is no joke— just ask any...
Swimming Pool Loan: How to Finance a Swimming Pool
Installing a swimming pool in your backyard creates your own outdoor oasis. As you...
Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan
Find out how to finance a roof repair or replacement with roof loans through personal loans, home equity loans, HELOCs, and other borrowing alternatives.
Valencia Patrice Higuera
How Loss-of-Use Coverage Works With Homeowners Insurance
Learn how loss-of-use coverage works as part of your homeowners insurance policy to reimburse you when your home becomes uninhabitable.
Valencia Patrice Higuera
Dental Loans: How to Use Personal Loans to Finance Dental Work
Whether it’s braces, dental implants, porcelain veneers, or another procedure,...