Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Interest-Only Mortgages: Compare the Pros and Cons Learn the pros and cons of interest-only mortgages to find out if you can apply for a home loan with interest-only payments temporarily. North Carolina Homeowners Insurance: How to Shop for the Lowest Rates Photo of Valencia Patrice Higuera Valencia Patrice Higuera North Carolina Homeowners Insurance: How to Shop for the Lowest Rates Although homeowners hope nothing major happens to their investment, life is... Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Mold is a type of fungus that grows in damp, moist areas. So, it’s not uncommon to... Mortgage Relief Guide for Homeowners Affected by Coronavirus Find out about mortgage relief options available to homeowners with financial hardship as a result of the coronavirus pandemic. The Best Credit Cards to Apply For With a 550-600 Credit Score Find a credit card that best suits your credit score. Review the best credit cards for a 550 - 600 credit score and get the most out of your credit card. How to Upgrade from the Chase Sapphire Preferred to Reserve Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Upgrade from the Chase Sapphire Preferred to Reserve As two of the most popular travel rewards credit cards, Chase Sapphire Preferred... Buying a House With Friend or Family Member: A Bad Idea? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Buying a House With Friend or Family Member: A Bad Idea? Saving your money can be a job in and of itself when you're trying to put away... BMO Student Checking Account 2024 Review Find out whether the BMO Harris Smart Money checking account is a good student checking option based on the review of its fees, ATM access, and other features. How to Deposit a Check on the Mobile App Learn how mobile check deposit works and see if there are any rules and tips that you should be aware of when using this innovative banking technology. Morgan Stanley Private Bank Max-Rate Checking Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Morgan Stanley Private Bank Max-Rate Checking Account 2024 Review The Max-Rate Checking account is one of two checking options offered by Morgan...