Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

North Carolina Homeowners Insurance: How to Shop for the Lowest Rates See the average rates for homeowners insurance coverage in North Carolina based on coverage level, city, and insurer. Find out how to save on annual premiums. Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Mold is a type of fungus that grows in damp, moist areas. So, it’s not uncommon to... Mortgage Relief Guide for Homeowners Affected by Coronavirus Photo of Valencia Patrice Higuera Valencia Patrice Higuera Mortgage Relief Guide for Homeowners Affected by Coronavirus If you’ve been laid off or lost your job due to the coronavirus (COVID-19), you... The Best Credit Cards to Apply For With a 550-600 Credit Score Find a credit card that best suits your credit score. Review the best credit cards for a 550 - 600 credit score and get the most out of your credit card. How to Upgrade from the Chase Sapphire Preferred to Reserve Find out how Chase Sapphire Preferred credit card customers can upgrade to the Chase Sapphire Reserve card, which has a much higher annual fee but better perks. Buying a House With Friend or Family Member: A Bad Idea? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Buying a House With Friend or Family Member: A Bad Idea? Saving your money can be a job in and of itself when you're trying to put away... BMO Student Checking Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera BMO Student Checking Account 2024 Review As you get ready for the new school year, one major task on your mind may be to... How to Deposit a Check on the Mobile App Learn how mobile check deposit works and see if there are any rules and tips that you should be aware of when using this innovative banking technology. Morgan Stanley Private Bank Max-Rate Checking Account 2024 Review Our review of the Morgan Stanley Private Bank Max-Rate Checking account looks at the interest rates, fees, and ways that you can access your account. Health Insurance Plan Comparison: HMO, PPO, EPO Differences Explained Photo of Valencia Patrice Higuera Valencia Patrice Higuera Health Insurance Plan Comparison: HMO, PPO, EPO Differences Explained Health insurance provides some financial protection for injury, illness, or...