Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

California Homeowners Insurance: Get Proper Coverage at the Lowest Rates Learn more about the proper homeowners insurance coverage in California, including the average rates and typical riders to consider in your policy. Texas Homeowners Insurance: What Coverage to Consider Photo of Valencia Patrice Higuera Valencia Patrice Higuera Texas Homeowners Insurance: What Coverage to Consider Homeowners insurance in Texas can protect your most valuable asset from natural... Florida Homeowners Insurance: Guide to Getting the Right Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Florida Homeowners Insurance: Guide to Getting the Right Coverage Your home is your most valuable asset. So it only makes sense to protect it with... Hazard Insurance: How Does It Cover Your Home? Learn how hazard insurance works as part of your overall homeowners insurance policy, especially if you have an existing mortgage on your property. When Can You Switch Homeowners Insurance Policies? Find out when you can switch homeowners insurance policies, including what happens if you decide to cancel an existing policy (such as termination fees). Does Home Insurance Cover Damage to a Neighbor’s Property? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Does Home Insurance Cover Damage to a Neighbor’s Property? Homeowners insurance protects against losses and damages to your property. Damage... How Much Homeowners Insurance Coverage Do I Need? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Much Homeowners Insurance Coverage Do I Need? Your home is a valuable asset, so it only makes sense to guard it with a... What to Do Before Renewing Your Homeowners Insurance Policy? If you're homeowners insurance policy is about to renew, take these steps to ensure that you maintain enough coverage at the lowest premiums. How to Compare Home Insurance Companies Learn how you should research and compare home insurance companies that you're considering for a policy, including insurer health, ratings and claims process. How to Create a Home Inventory for Homeowners Insurance Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Create a Home Inventory for Homeowners Insurance If you own a home, homeowners insurance (although not required by law) is...