Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Texas Homeowners Insurance: What Coverage to Consider Find out what coverages to consider as part of your homeowners insurance policy in Texas, where hurricanes and floods are major concerns. Florida Homeowners Insurance: Guide to Getting the Right Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Florida Homeowners Insurance: Guide to Getting the Right Coverage Your home is your most valuable asset. So it only makes sense to protect it with... Hazard Insurance: How Does It Cover Your Home? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Hazard Insurance: How Does It Cover Your Home? Most homeowners know the value of homeowners insurance. These policies protect... When Can You Switch Homeowners Insurance Policies? Find out when you can switch homeowners insurance policies, including what happens if you decide to cancel an existing policy (such as termination fees). Does Home Insurance Cover Damage to a Neighbor’s Property? Find out if your typical homeowners insurance policy will cover damage done to your neighbor's property and whether you might need additional coverage. How Much Homeowners Insurance Coverage Do I Need? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Much Homeowners Insurance Coverage Do I Need? Your home is a valuable asset, so it only makes sense to guard it with a... What to Do Before Renewing Your Homeowners Insurance Policy? Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do Before Renewing Your Homeowners Insurance Policy? Home insurance is a policy that protects your property from losses and damages.... How to Compare Home Insurance Companies Learn how you should research and compare home insurance companies that you're considering for a policy, including insurer health, ratings and claims process. How to Create a Home Inventory for Homeowners Insurance Learn how to create and maintain a home inventory list to track the valuable belongings that need coverage under your homeowners insurance policy. Which Payments You Should Avoid Making With a Credit Card Photo of Valencia Patrice Higuera Valencia Patrice Higuera Which Payments You Should Avoid Making With a Credit Card Credit cards are convenient and useful for earning rewards, building a credit...