Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

BankAmeriDeals Rewards Review 2023: Earn More Rewards at Specific Brands As a Bank of America customer, the BankAmeriDeals offers additional opportunities to earn bonus rewards on spending that was going to happen anyway. The Best Steps to Take After Paying Off Your Mortgage Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Steps to Take After Paying Off Your Mortgage Sending in the last payment for your mortgage is a major financial milestone that... Denied a Secured Credit Card? What You Can Do About It Photo of Valencia Patrice Higuera Valencia Patrice Higuera Denied a Secured Credit Card? What You Can Do About It You've been denied a secured credit card. It's rare, but it can happen. Getting... Should You Get a Secured Business Credit Card? Find out whether it makes sense to apply for a secured business credit card to help build credibility for future business loans and credit lines. How Old Should Your Children Be to Get Their First Credit Card? Find out how old your children should be when they get their first credit card to begin building their credit score and learning how to manage debt responsibly. Homeowners Insurance Canceled: Next Steps to Ensure Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Canceled: Next Steps to Ensure Coverage Insurance isn’t required by law, but a policy can protect your finances and... Where to Find Personal Loans for First Responders Photo of Valencia Patrice Higuera Valencia Patrice Higuera Where to Find Personal Loans for First Responders Police officers, firefighters, and emergency medical personnel (EMTs) are... How Do Early Withdrawal Penalties Apply to IRA CDs? Find out how early withdrawal penalties are applied to IRA CDs (individual retirement account certificates of deposit). Should You Invest in Series I Savings Bonds or CDs? Find out whether it is a better financial decision to invest your money in a Series I savings bond or a certificate of deposit (CD). The Best Teen Checking Accounts in 2024: For Managing Money at an Early Age Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Teen Checking Accounts in 2024: For Managing Money at an Early Age Opening a teen checking account is an important financial step for young...