Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

How to Travel Internationally With More Than $10,000 in Cash Learn how to travel internationally with more than $10,000 in cash because you are required by U.S. Customs and Border Protection to report the money. How to Find Your Bank's Routing Number Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Find Your Bank's Routing Number Every bank account in the United States can be identified with an account number... Credit Karma Savings Account Review 2024: Extra FDIC Insurance and a High Savings Rate Photo of Valencia Patrice Higuera Valencia Patrice Higuera Credit Karma Savings Account Review 2024: Extra FDIC Insurance and a High Savings Rate Credit Karma is known as a great resource for consumers to monitor their... What to Do When You Cannot Pay Tuition and College Is About to Start You've just found out that you're unable to pay for college tuition in time for the first day of the semester. Find out what you can do before school starts. What to Do With a Debt Collections Item You Didn’t Know About Find out what you should do when you discover a debt collections items that you didn't know about, possibly because you thought a bill or debt was paid already. 10 Reasons Why You Were Denied a Business Credit Card Photo of Valencia Patrice Higuera Valencia Patrice Higuera 10 Reasons Why You Were Denied a Business Credit Card A small business credit card can reduce cash flow problems and separate business... How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker There are millions of self-employed people in the United States. This includes... Can You Take Out a Personal Loan for Closing Costs? Find out if you can use a personal loan to help finance and pay for the closing costs, which can be substantial, on a new home purchase. Should You Use a HELOC to Buy a Car? Learn about the pros and cons of using a home equity line of credit (HELOC) to buy a car, including the risks and costs involved. BankAmeriDeals Rewards Review 2023: Earn More Rewards at Specific Brands Photo of Valencia Patrice Higuera Valencia Patrice Higuera BankAmeriDeals Rewards Review 2023: Earn More Rewards at Specific Brands Savvy shoppers are always on the hunt for a good deal. This is why they raid...