Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Turn Your Small Business Retirement Account into a Money Machine Small business retirement accounts have contribution limits far higher than traditional retirement accounts and savings can be applied to investments. Christmas Loans: Should You Borrow to Fund Your Holiday Spending? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Christmas Loans: Should You Borrow to Fund Your Holiday Spending? The holiday season is an exciting time of year. People get together with their... How to Get a Personal Loan to Buy an RV Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get a Personal Loan to Buy an RV A recreational vehicle can be your mobile home away from home or allow you to... How to Get a Personal Loan to Buy a Motorcycle Learn how to get a personal loan to buy a motorcycle (new or used), including what you'll need to become approved for the lowest rates. Should You Use a Personal Loan to Pay for Solar Panels? Find out if you should take out personal loans to pay for solar panels after considering other financing options for solar panel systems and installation. Should You Refinance Loans When Interest Rates are Rising? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Refinance Loans When Interest Rates are Rising? Refinancing is a strategy that many borrowers use to reduce the interest paid on... Quick Loans: Ways to Borrow Emergency Funds Fast Photo of Thomas (TJ) Porter Thomas (TJ) Porter Quick Loans: Ways to Borrow Emergency Funds Fast Try as you might to avoid them, everyone encounters some form of unexpected... How to Document a Personal Loan Between Family & Friends If you're lending money to a family or friend as a personal loan, find out how you should document this loan to protect yourself in case of nonpayment. How to Calculate and Reduce Your Debt-to-Income Ratio Learn why you need to care about your debt-to-income ratio when you apply for a major loan, such as a mortgage, auto loan, or personal loan. Should You Use a Personal Loan to Start a 0Business? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan to Start a 0Business? Nearly anyone can start a business. All you need is an idea for a product, a way...