Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

What Happens If You Overpay Your Credit Card? Find out what happens after you overpay your credit card, which results in a negative account balance. Learn what to do to get your money back. ACH vs. Wire Transfers: Compare Speed, Cost and Security Photo of Thomas (TJ) Porter Thomas (TJ) Porter ACH vs. Wire Transfers: Compare Speed, Cost and Security There are many ways to move money between accounts at different banks. You can... How to Get Bank of America Personal Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Bank of America Personal Loans Personal loans are a great tool for debt reconsolidation, funding home... Can You Negotiate the Interest Rate on a Personal Loan? Find out whether you can negotiate with bank, credit union, or lender to get a lower interest rate on your personal loan. Learn how you can convince the lender to offer a better APR and save money over the life of the personal loan. Compare the lowest personal loan rates available nationwide. How to Find the CVV on Your Debit and Credit Cards Learn how the CVV on your credit card or debit card protects against fraud. Find out where your CVV can be found on your card. Backed Personal Loans Review: Should You Apply? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Backed Personal Loans Review: Should You Apply? Backed Inc. is an online lender that is designed for people who might not be able... Best Credit Cards to Apply for Rebuilding a Bad Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Credit Cards to Apply for Rebuilding a Bad Credit Score Rebuilding a credit score that has been damaged by missed payments or other... Digit vs. Qapital vs. Rize Mobile Savings Apps Review: Which is Best for You? Compare the biggest names in mobile apps that make it easier to save money: Digit, Qapital, and Rize. Learn their features and fees to find the best one. The Best Investment Simulator Apps: Practice Stock Trading Without Risk Find out about the best investment simulator apps that you can use to buy and sell stocks in a virtual environment without any risk to real money. 7 Best Coupon Clipping Apps for Shopping to Help You Save Money Photo of Thomas (TJ) Porter Thomas (TJ) Porter 7 Best Coupon Clipping Apps for Shopping to Help You Save Money Dosh iPhone App Dosh is a cashback app that you can install on your...