Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Rejected for a Personal Loan? 6 Steps You Should Take Now Find out what you can do after being rejected for a personal loan and learn about the key factors that could affect your chances of approval. Which Lenders Accept Co-signers for Personal Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Lenders Accept Co-signers for Personal Loans? Getting a personal loan can be a big help if you have an unexpected financial... Personal Loan vs. Line of Credit: Which is the Right Option for You? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Personal Loan vs. Line of Credit: Which is the Right Option for You? If you are in a financial bind and need money, you might consider a personal loan... The Best Personal Loans for a Good Credit Score Find out which personal loans are the best for people with good credit or excellent credit. Compare the top options based on fees, interest rates, borrowing terms and limits, and credit eligibility. Learn how to choose the best personal loan for your credit scores. The Best Low-Interest Personal Loans Find out which lenders offer personal loans with the lowest interest rates that you can qualify for. How a Personal Loan Can Help Rebuild Credit Photo of Thomas (TJ) Porter Thomas (TJ) Porter How a Personal Loan Can Help Rebuild Credit Personal loans, like any other type of credit line, appear on your credit report.... How to Get Capital One Personal Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Capital One Personal Loans Your search for personal loans might bring you to Capital One, one of the biggest... Last Minute Tax Deductions to Take Right Before Tax Day Find out which tax deductions are still available to tax filers who want to reduce their tax bill right before tax day. This means making contributions to tax-deferred accounts that still allow contributions between January 1st and tax day. Learn how much you can deduct and other IRS rules that apply. What to Do If You Haven’t Filed Past Tax Returns Take the necessary steps in this guide to help you with tax returns that you failed to filed in previous years. Find out what the rules are for tax refunds on old tax returns and for any owed taxes (fees and penalties). Learn what you can do if you cannot afford to pay back any back taxes. What is a Flexible Spending Account and Should You Use One? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is a Flexible Spending Account and Should You Use One? Health insurance and healthcare are some of the most complicated and stressful...