Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

What is a Good Loan-to-Value (LTV) Ratio? Learn to calculate the loan-to-value ratio before you apply for a new loan to see if you're likely to get approved. What Are Credit Builder Loans and How Do They Work? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Are Credit Builder Loans and How Do They Work? Your credit score is a major part of your financial life. The score tracks how... Best Personal Loans to Pay for a Wedding Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Personal Loans to Pay for a Wedding Personal loans are popular and flexible financial tools. You can apply for a... Should You Use a Personal Loan to Finance a Lawn Mower Purchase? Find out whether a personal loan is a good option to finance the purchase of a new lawn mower -- whether it is for personal use or for a business. Best Personal Loans for Fair Credit Scores of 650 to 700 Find out which personal loans are the best for people with fair credit -- as in those who have credit scores of 650 to 700. How to Get Santander Bank Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Santander Bank Loans Santander Bank is one of the largest banks in the Northeast and there's no... Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Photo of Thomas (TJ) Porter Thomas (TJ) Porter Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Dealing with debt can be difficult. If you have multiple loans, it’s especially... Should You Use a Personal Loan for Moving Expenses for a New Job? Learn about the pros and cons of using a personal loan to pay for the moving expenses after getting a new job. Should You Take Out a Personal Loan for Family or Loved Ones? Find out whether you should take out a personal loan on behalf of a family member, friend, or loved one. Can You Refinance Your Personal Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Refinance Your Personal Loans? When you took out a personal loan, you took it out for a specific purpose. Whether...