Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Get Chase Bank Personal Loans Learn whether or not Chase offers personal loans to customers. Find out what other loans the bank offers. 5 Tips When Using Your Credit Card for Reimbursable Work Expenses Photo of Thomas (TJ) Porter Thomas (TJ) Porter 5 Tips When Using Your Credit Card for Reimbursable Work Expenses You have to travel to an industry conference, or your boss may have asked you to... How to Open a Bank Account on Your Phone Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Open a Bank Account on Your Phone Conducting finances on your phone has never been easier. This... What Happens If You Lie About Your Income on a Credit Card Application? Your income is required when you apply for a new credit card. And, lying about it could get you approved, but it could also get you in trouble. What Happens If You Overpay Your Credit Card? Find out what happens after you overpay your credit card, which results in a negative account balance. Learn what to do to get your money back. ACH vs. Wire Transfers: Compare Speed, Cost and Security Photo of Thomas (TJ) Porter Thomas (TJ) Porter ACH vs. Wire Transfers: Compare Speed, Cost and Security There are many ways to move money between accounts at different banks. You can... How to Get Bank of America Personal Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Bank of America Personal Loans Personal loans are a great tool for debt reconsolidation, funding home... Which Credit Cards Are Most Accepted Worldwide? Find out which credit cards are the most accepted worldwide so that you won't have trouble paying for a purchase when you travel internationally. Can You Negotiate the Interest Rate on a Personal Loan? Find out whether you can negotiate with bank, credit union, or lender to get a lower interest rate on your personal loan. Learn how you can convince the lender to offer a better APR and save money over the life of the personal loan. Compare the lowest personal loan rates available nationwide. How to Find the CVV on Your Debit and Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Find the CVV on Your Debit and Credit Cards When you want to use your credit or debit card to make a purchase online, you need...