Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Should You Pay Off Student Loans Early to Save on Interest Charges? Find out whether is a smart idea to pay off all your student loans early in the hopes that you'll end up paying much less in interest charges. Should You Pay Off Student Loans or Invest in Stocks? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans or Invest in Stocks? If you’re fresh out of college and working a full-time job, you might be... Should You Pay Off Your Student Loan in Lump Sum? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Your Student Loan in Lump Sum? Student loan debt can be a looming financial burden that many college graduates... Should Your Pay Off Student Loans or Buy a Car? Find out whether you should use extra funds to buy a new car or to pay of existing student loan debt. Credit Card Closed? 6 Things You Need to Do Now Learn what to do after finding out that your credit card account is being closed involuntarily--so you can protect yourself financially. Should You Contribute the Maximum to Your 401(k)? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Contribute the Maximum to Your 401(k)? Almost everybody hopes to retire one day. The problem is that you need a lot of... Credit Counseling vs. Debt Settlement: What is Better for You? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Credit Counseling vs. Debt Settlement: What is Better for You? With debt such a common problem, you might be searching for a way to get out of... How to Boost the Interest Rate on Your CDs? If you're looking for ways to get a higher interest rate on your certificates of deposit (CDs), consider these different ways to boost your APY. 8 Lenders That Refinance $100k Undergraduate Students Loans Find out which lenders will allow you to refinances undergraduate student loan debt totaling $100,000 or more. Learn about the benefits of refinancing. How to Start Building Good Credit as An Immigrant Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Start Building Good Credit as An Immigrant The American financial system is large and complicated. The American immigration...