Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Should You Use a Bump-Up CD? Find out whether a bump-up CD (certificate of deposit) is the right savings option for you during a time when you're unsure about the direction of interest rates. Find the Best CD Rates in Texas Photo of Thomas (TJ) Porter Thomas (TJ) Porter Find the Best CD Rates in Texas Downtown Houston, Texas Home to a plethora of banks, Texas offers plenty of options... Jumbo CDs: Compare Pros and Cons Before Locking in Your Money Photo of Thomas (TJ) Porter Thomas (TJ) Porter Jumbo CDs: Compare Pros and Cons Before Locking in Your Money If you’re saving for a specific goal, using a certificate of deposit (CD) to save... Best 18-Month CD Rates for Short-Term Savings: 2024 Find out which banks offer the best 18-month CD rates to help you build savings within the short term. Compare certificate of deposits with other CD terms. Best 3-Year CD Rates for Mid-Term Financial Goals: 2024 Find out where you to get the best 3-year CD rates to save for mid-term savings goals and compare them to certificates of deposit with other CD terms. Turning a CD into a Secured Loan: Pros and Cons to Consider Photo of Thomas (TJ) Porter Thomas (TJ) Porter Turning a CD into a Secured Loan: Pros and Cons to Consider One of the worst feelings is knowing that you have money locked away in a... The Best 4-Year CD Rates for Long-Term Savings Growth: 2024 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best 4-Year CD Rates for Long-Term Savings Growth: 2024 You have some extra cash that you want to set aside for a specific reason, but you... Best 6-Month CD Rates for Short-Term Savings Goals Find out which banks offer the best 6-month CD (certificate of deposit) rates and early withdrawal penalties to help grow short-term savings. 10 Best Ways to Use Your Tax Refund in 2024 Find out the best ways to use your tax refund money, such as savings, investing, and spending wisely. When Do Credit Scores Get Updated? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When Do Credit Scores Get Updated? Credit Karma App Your credit score is an important part of your financial life....