Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Invest in Silver Learn about all the different ways that you can invest in silver, a physical commodity that people use to diversify their investment portfolios. The Roth IRA 5-Year Rule: Ensure that Your Withdrawals Are Tax-Free Photo of Lance Cothern Lance Cothern The Roth IRA 5-Year Rule: Ensure that Your Withdrawals Are Tax-Free Saving for retirement helps you make sure your future self can live a comfortable... How to Invest in IPOs (Initial Public Offerings) Photo of Lance Cothern Lance Cothern How to Invest in IPOs (Initial Public Offerings) You’ve probably heard stories of investors making a ton of money on stocks such as... How to Trade Options Learn how to trade options contracts, including call and put options, for the purposes of hedging your investments or speculation for capital gains. How Much Does a Financial Advisor Cost? How to Invest in Oil Companies, Producers, ETFs & Mutual Funds Photo of Lance Cothern Lance Cothern How to Invest in Oil Companies, Producers, ETFs & Mutual Funds When most people talk about investing, they’re talking about stocks, bonds, and... 702(j) Retirement Plans: Same as Life Insurance? Photo of Lance Cothern Lance Cothern 702(j) Retirement Plans: Same as Life Insurance? You may have seen sketchy sounding advertisements promoting a 702(j) retirement... How Couples Can Use a Spousal IRA to Save More for Retirement Find out how couples can use a spousal IRA to save more for retirement when one spouse does not have earned income to contributed to a regular IRA. When You Need to Start Thinking About Buying Life Insurance Find out which questions to ask yourself to know when it is the right time to start thinking about buying life insurance. How to Determine If That Raise or New Job is Worth Relocating For Photo of Lance Cothern Lance Cothern How to Determine If That Raise or New Job is Worth Relocating For Getting an opportunity to further your career is an exciting prospect. But if...