Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Prepare for Next Year’s Tax Filing Season Now With the tax filing season over, learn how you can start preparing for next year's tax season, including adjustments to tax withholding and getting organized. What Non-U.S. Citizens Should Know About Filing U.S. Tax Returns and Paying Income Tax Photo of Lance Cothern Lance Cothern What Non-U.S. Citizens Should Know About Filing U.S. Tax Returns and Paying Income Tax If you’re not a United States citizen but you earn income from the United States,... Can You File Taxes as Head of Household? Learn the Rules Photo of Lance Cothern Lance Cothern Can You File Taxes as Head of Household? Learn the Rules When you file a tax return, you have to pick a filing status. The status options... Kiddie Tax: How to Minimize a Child's Income Tax Learn about the kiddie tax and how a young child can minimize their taxes paid on earned and unearned income, including investments, dividends, and interest. What Are Each State's Income Tax Rates? Find out about the income tax rates for each U.S. state, including those that don't impose any state income taxes. Wash Sale Rule: How to Avoid an Inconvenient Tax Violation Photo of Lance Cothern Lance Cothern Wash Sale Rule: How to Avoid an Inconvenient Tax Violation It’s essential to understand the tax consequences of investing so that you can... How to Get Credit for Your Missing Stimulus Payments on Your Tax Return Photo of Lance Cothern Lance Cothern How to Get Credit for Your Missing Stimulus Payments on Your Tax Return As of early 2021, Congress approved two stimulus checks related to the coronavirus... Can You Have Too Many Credit Cards? Find out whether you can have too many credit cards, including what this all means when it comes to your credit score and your ability manage debt responsibly. What to Consider When Planning for a Mini-Retirement Find out what factors to consider if you're planning to take mini-retirements, especially when it comes to budgeting, your career, and actual retirement. How to Refinance Your Car Loan and Reduce Your Payments Photo of Lance Cothern Lance Cothern How to Refinance Your Car Loan and Reduce Your Payments For many, a car loan is the second-largest monthly payment behind a rent or...