Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Invest in Index Funds for Instant Diversification Learn how to invest in index funds to help you build a diversified investment portfolio instantly and minimize the risk of losing all your money at one time. How to Get Life Insurance Policy After a Cancer Diagnosis Photo of Lance Cothern Lance Cothern How to Get Life Insurance Policy After a Cancer Diagnosis Being diagnosed with cancer is often one of the worst days of a person’s life.... Immediate vs. Deferred Annuity Payout Options Compared Photo of Lance Cothern Lance Cothern Immediate vs. Deferred Annuity Payout Options Compared Immediate annuities and deferred annuities are two sub-types of annuities you may... How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Find out how your life insurance policies might affect your eligibility for Medicaid health coverage. What Short-Term Life Insurance Options Are Available? Learn about the different coverage options for people who seek short-term life insurance policies and how they may fit into your financial planning needs. How to Get Life Insurance If You're Overweight or Obese Photo of Lance Cothern Lance Cothern How to Get Life Insurance If You're Overweight or Obese People often buy life insurance to protect their family financially in case they... What is a Credit Card Hardship Program and Do You Qualify? Photo of Lance Cothern Lance Cothern What is a Credit Card Hardship Program and Do You Qualify? If you’re staring at your credit card bills and wondering how you’re going to make... Should You Open a Cash or Margin Brokerage Account? Learn how margin brokerage accounts work compared to cash brokerage accounts, including the risks involved with margin trading -- such as margin calls. What to Do If You Haven’t Been Paying Quarterly Taxes Find out what you should do when you haven't been paying your estimated quarterly taxes, especially when you may not be able to pay owed taxes all at once. How to Choose the Right Family Health Insurance Plan Photo of Lance Cothern Lance Cothern How to Choose the Right Family Health Insurance Plan Health care costs are continuing to rise. This puts a strain on your family’s...