Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Accidental Death & Dismemberment Insurance vs. Life Insurance: The Differences Learn how accidental death + dismemberment coverage is different from life insurance as both policies will pay death benefits. Domestic Partner Health Insurance: How Does It Work?. Photo of Lance Cothern Lance Cothern Domestic Partner Health Insurance: How Does It Work?. One benefit married people have is the ability to be on the same health insurance... Indexed Universal Life Insurance: How Does It Work? Photo of Lance Cothern Lance Cothern Indexed Universal Life Insurance: How Does It Work? People generally build assets over time with the goal to one day retire. In the... Pregnancy & Health Insurance: How to Get the Right Coverage Long Term Disability Insurance: How Does It Work? Learn how long term disability insurance cover workers who may not be able to bring in income after a serious injury and when a private policy makes sense. What Does a Financial Advisor Do to Help Improve Your Finances? Photo of Lance Cothern Lance Cothern What Does a Financial Advisor Do to Help Improve Your Finances? Managing your finances can be tricky. Most people can handle the day-to-day... Should You Reinvest Dividends or Take the Cash? Photo of Lance Cothern Lance Cothern Should You Reinvest Dividends or Take the Cash? In the world of investing, a profitable investment isn't just defined as one that... Coinsurance vs. Copay: How Much Will You Pay Out of Pocket? Learn the difference between coinsurance and copay when it comes to paying for out-of-pocket medical costs Solo 401(k) vs. SEP IRA: How Do You Choose if You're Self-Employed or a Small Business Owner? Compare the pros and cons of solo 401(k) plans and SEP IRAs for self-employed individuals and small business owners who want to save for retirement. Roth IRA Withdrawal Rules: How to Avoid Penalties Photo of Lance Cothern Lance Cothern Roth IRA Withdrawal Rules: How to Avoid Penalties You've made the smart move to build retirement savings in a Roth IRA. That...