Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Get Credit for Your Missing Stimulus Payments on Your Tax Return Find out how to collect any missed stimulus payments when you file your tax return, including ways that you can make the most of that IRS credit. Can You Have Too Many Credit Cards? Photo of Lance Cothern Lance Cothern Can You Have Too Many Credit Cards? How many credit cards can a person really have? Technically, there’s no limit on... What to Consider When Planning for a Mini-Retirement Photo of Lance Cothern Lance Cothern What to Consider When Planning for a Mini-Retirement In Tim Ferriss’ book, The 4-Hour Workweek, he shares the idea that we shouldn’t... How to Refinance Your Car Loan and Reduce Your Payments Learn how you can refinance your car loan so that you can reduce your monthly payments by comparing interest rates on auto loan refinancing options. What is the Historical Average Stock Market Return? Learn about the historical average stock market returns to estimate the growth of your investment and retirement portfolios. When to Sell Your Stocks: Whether for Profit or at a Loss Photo of Lance Cothern Lance Cothern When to Sell Your Stocks: Whether for Profit or at a Loss Investing is likely a cornerstone of your wealth-building plan. Saving for... How Hybrid Life Insurance Can Also Pay for Long-Term Care Photo of Lance Cothern Lance Cothern How Hybrid Life Insurance Can Also Pay for Long-Term Care As you plan for your financial future, you may have come across some scary... Accidental Death & Dismemberment Insurance vs. Life Insurance: The Differences Learn how accidental death + dismemberment coverage is different from life insurance as both policies will pay death benefits. Domestic Partner Health Insurance: How Does It Work?. Find out how domestic partner health insurance can be used to extend healthcare coverage (and save money on premiums) to couples who may not yet be married yet. Indexed Universal Life Insurance: How Does It Work? Photo of Lance Cothern Lance Cothern Indexed Universal Life Insurance: How Does It Work? People generally build assets over time with the goal to one day retire. In the...