Utilize MY Options

Should You Use a HELOC to Consolidate Debt? Learn how you can use a home equity line of credit (HELOC) to consolidate high interest debt and compare it to other debt consolidation options. Lance Cothern Valencia Patrice Higuera How to Transfer Ownership of Your House to Your Child Learn how to give a house to your child while also considering the tax consequences of a transfer of home ownership. Valerie Ashton How to Pay for High Emergency Care Expenses Learn about the different options to help pay for emergency care expenses that you didn't anticipate, including payment plans, loans, and more. Don't Get a Payday Loan: Consider These Alternatives When you need money fast, a payday loan might seem like the easiest fix. But there are a score of better payday loan alternatives you need to consider. Simon Zhen Venmo 2024 Review: Should You Use It to Pay People? Learn how the Venmo mobile payment app works for paying other people and businesses. See how much it costs and the limits that apply. Simon Zhen Thomas (TJ) Porter The Best Ways to Gift Money Instead of Presents During the Holiday Season You know that it's time to think about holiday gift shopping. Buying a gift for... Kevin Mercadante Western Union vs. MoneyGram: Which Is Cheaper for Wire Transfers? When you're sending money to family or friends via a wire transfer, you want to... BankAmeriDeals Rewards Review 2023: Earn More Rewards at Specific Brands As a Bank of America customer, the BankAmeriDeals offers additional opportunities to earn bonus rewards on spending that was going to happen anyway. Valencia Patrice Higuera How to Bank Without a Branch Using ATM, Online, Mobile Banking Learn how you can still perform the necessary everyday banking activities without having to step into a traditional bank branch. Simon Zhen Thomas (TJ) Porter The Best Mobile Apps to Track and Split Group Expenses Going out with friends for a meal or drinks can be fun, but dealing with the bill... Ben Luthi What is a Zero-Based Budget? Creating a budget is one of the best things you can do for your financial... How Your Credit Score is Affected When Rate-Shopping for New Loans Learn how the practice of rate-shopping affects your credit score when you're trying to find the lower interest rate for a new loan. Find out what rules applied particularly for FICO scores, which consider the fact that borrowers need multiple hard inquiries to check loan rates. Thomas (TJ) Porter What You Need to Know When Using Home Equity Loan to Buy Another Home Learn what you need to do when you are considering a home equity loan to purchase another home, usually for a rental property for additional income. Find out how it works and the rules you have to be aware of when you borrow from an existing home to pay for a new one. Compare the pros and cons before taking out this major loan. Krista Baum Thomas (TJ) Porter 5 Best Mobile Apps to Track Expenses with Receipt Scanning Budgeting is difficult, but following your budget can be even harder. Making... John Csiszar Is It Better to Have Savings, Checking, and Loans at the Same Bank? Banking is a competitive field. With so many available offers, it can be hard to... Should You Pay to Extend a Mortgage Rate Lock? Find out whether it makes sense to pay for a mortgage rate-lock extension during the process of buying a new home. Learn how rate locks work and see the tips that you should use to ensure the lowest interest rate on your mortgages, especially during times when interest rates are fluctuating. Valencia Patrice Higuera How to Avoid Having Medical Bills Go to Collections Take these steps after you find out that your medical bills are now in the hands of a collection agency. Thomas (TJ) Porter Simon Zhen The Best Mobile Apps for Filing Taxes in 2023 It arrives like clockwork every April: tax time. With how complicated the American... Thomas (TJ) Porter 10 Best Budgeting Apps To Help You Manage Debt Though aspiring to a debt-free life is a wonderful thing, for many people it is a... What Are the Benefits of Joining a Credit Union? Learn about the benefits and advantages of becoming a member of a credit union, which can be considered competitors to banks. Thomas (TJ) Porter 7 Best Coupon Clipping Apps for Shopping to Help You Save Money Find out which mobile apps are the best to help you save money on your shopping, whether in-store or online and learn how to get more discounts and deals. Thomas (TJ) Porter Melanie Lockert Can You Refinance Your Student Loans to Lower Interest Rates? Image Credit: Unsplash | https://unsplash.com/search/student?photo=1K9T5YiZ2WU In... Rebecca Lake Countabout Finance App 2024 Review Image Credit | https://unsplash.com/photos/BaMHwcH2RUk As the new year approaches,... How to Bank Without the Fees Does your money get eaten up month after month by egregious bank fees? Here's how you can bank without the fees and save your hard-earned money. Kara Perez How to Create a Financial Checklist for Buying a Home There's a lot to be done financially before, during, and after buying a home. Here's how to get your money ready to make one of the largest purchases in life. Kayla Albert Kayla Albert What Type of Savings Account is Best for You? After months of dealing with remodeling filthy and impossible to clean wood... Zina Kumok Are Robo-Advisors the Best Way to Invest? Image Credit | https://unsplash.com/photos/dAmHWsRYP9c The first rule in securing a... The Ultimate Guide to Understanding All Your Financial Options Student loans, building credit, preparing for retirement. We cover it all here so young professionals can do what they need to understand all their financial options. Kayla Albert How to Utilize Your Relationship with Money Are you utilizing your relationship with money to your advantage? Here's how you can turn even your negative money emotions into positive financial habits. Kayla Albert