Utilize My Options - Page 2

Learn about USDA loans that are available to low-income homebuyers who may not have enough for a down payment, including eligibility and requirements.

Find out whether it makes sense to pay for a mortgage rate-lock extension during the process of buying a new home. Learn how rate locks work and see the tips that you should use to ensure the lowest interest rate...

Use these creative financial gift ideas for Valentine's Day to avoid gifting the same chocolates, flowers, and other material goods.

Take these steps after you find out that your medical bills are now in the hands of a collection agency.

Learn how you can refinance your car loan so that you can reduce your monthly payments by comparing interest rates on auto loan refinancing options.

Find out where to find the best small business loans and learn about the factors to consider when comparing business loan options.

Find out when it makes sense for you to recast a mortgage after considering the pros and cons -- compared to a typical mortgage refinance.

Learn how no-cost mortgages or refinancing works to help avoid the costs and fees of closing on a home loan. Also, find out if it is actually worth considering.

Learn how variable life insurance works for people who want the cash value of their policy to encompass investment returns.

Learn the pros and cons of universal life insurance to find out if the investment aspect of this type of life insurance is appropriate coverage for you.

Are you utilizing your relationship with money to your advantage? Here's how you can turn even your negative money emotions into positive financial habits.

Learn about the different options that are available if you get into an accident with a car rental, including personal insurance and collision damage waivers.

Learn how FHA 203(k) loans work for homeowners who need to borrow to pay for a home renovation, repair, or construction project.

Find out about the different ways that you can insure expensive jewelry and other valuable items just in case they are lost, stolen or damaged.

Learn the differences that may exist between a wealth manager and financial advisor -- both are professionals who can help you manage your money smarter.