Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

The Best Steps to Take After Paying Off Your Mortgage Find out about the best (and proper) steps to take after you've finishing paying off your mortgage -- including how to best manage your finances afterward. Denied a Secured Credit Card? What You Can Do About It Photo of Valencia Patrice Higuera Valencia Patrice Higuera Denied a Secured Credit Card? What You Can Do About It You've been denied a secured credit card. It's rare, but it can happen. Getting... Should You Get a Secured Business Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Get a Secured Business Credit Card? A business credit card can simplify your business life. It’s a convenient way to... How Old Should Your Children Be to Get Their First Credit Card? Find out how old your children should be when they get their first credit card to begin building their credit score and learning how to manage debt responsibly. SoFi Checking and Savings Account 2024 Review Our review of the SoFi Checking and Savings Account looks at the account's features and fees, including attractive interest rates and cash back opportunities. Betterment Everyday Cash Reserve Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Betterment Everyday Cash Reserve Account 2024 Review If you’re looking for a big push in savings growth, the Betterment Everyday Cash... BrioDirect High-Yield Savings Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera BrioDirect High-Yield Savings Account 2024 Review If you have a regular savings account, chances are that you’re unsatisfied with... Citi® Accelerate Savings Account 2024 Review Our review of the Citi Accelerate Savings Account looks at the interest rate and fees while considering the market availability and requirements. Homeowners Insurance Canceled: Next Steps to Ensure Coverage Learn the next steps to take if your homeowners insurance is canceled or renewal is denied and you still need coverage for your property. Chase Secure Banking Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Chase Secure Banking Account 2024 Review To help people who have trouble overspending on their checking accounts, Chase...