Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Upgrade Personal Loan 2024 Review: Should You Apply? This review analyzes the personal loans from Upgrade, including the interest rates, fees, borrowing amounts, and repayment terms. CIT Bank Money Market Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera CIT Bank Money Market Account 2024 Review Find out whether the CIT Bank Money Market Account is a strong savings option based on its interest rates, fees, and features. Valley Bank Savings Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Valley Bank Savings Account 2024 Review Find out all the details of the VNB All Access Savings Account from Valley Bank and compare it to savings accounts from online banks. The Best Steps to Take After Paying Off Your Mortgage Find out about the best (and proper) steps to take after you've finishing paying off your mortgage -- including how to best manage your finances afterward. Denied a Secured Credit Card? What You Can Do About It Learn about the steps you should take if you‘ve been recently denied a secured credit card -- including other methods to consider for building good credit. Should You Get a Secured Business Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Get a Secured Business Credit Card? A business credit card can simplify your business life. It’s a convenient way to... How Old Should Your Children Be to Get Their First Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Old Should Your Children Be to Get Their First Credit Card? Most young adults can’t wait to get their first credit card. But getting a credit... SoFi Checking and Savings Account 2024 Review Our review of the SoFi Checking and Savings Account looks at the account's features and fees, including attractive interest rates and cash back opportunities. Citi® Accelerate Savings Account 2024 Review Our review of the Citi Accelerate Savings Account looks at the interest rate and fees while considering the market availability and requirements. Homeowners Insurance Canceled: Next Steps to Ensure Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Canceled: Next Steps to Ensure Coverage Insurance isn’t required by law, but a policy can protect your finances and...