Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

HELOC Borrowing Basics: What to Expect Learn how HELOC gives you the flexibility of a credit card with a much lower interest rate. Learn the basics of the HELOC application process and terms. Worried About a Recession? How to Prepare and Protect Your Finances Photo of Simon Zhen Simon Zhen Worried About a Recession? How to Prepare and Protect Your Finances Recessions don’t happen often, so the first instinct might be to panic when... Best 5-Year CD Rates for Long Term Savings Photo of Simon Zhen Simon Zhen Best 5-Year CD Rates for Long Term Savings One of the safest ways to grow your savings with a strong return is a long-term... How Online Checking Can Replace Your Traditional Checking Account Learn how you can replace your traditional checking account with an online checking account and benefit from lower fees and interest earnings. CIT Bank Savings Connect vs. Chase Savings Account Compare CIT Bank Savings Connect to the Chase Savings to see how online savings accounts can grow your money faster than traditional accounts. HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Photo of Simon Zhen Simon Zhen HELOC Vs. Credit Card: Which Is Better for Emergency Cash? As its name implies, a HELOC or Home Equity Line of Credit essentially differs... 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Photo of Simon Zhen Simon Zhen 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Learning how to manage your finances seems complicated, but it's really quite simple.... Do You Really Have to Show ID When Using Your Credit Card? Ever been asked to show your ID when you wanted to use your credit card at a store? See if retailers can do actually do that — is it legal? EIP Card: How to Get Your Money Without Fees How to Join a Credit Union With Bad Credit Photo of Simon Zhen Simon Zhen How to Join a Credit Union With Bad Credit Because bad credit often prevents you from qualifying for typical loans, you might...