Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Cash Back Rewards vs. Points Rewards: Pros and Cons Credit card rewards can come in the form of cash back or points. But, which one might be better for your financial setup? 4 Steps To Avoid Credit Card Debt Photo of Simon Zhen Simon Zhen 4 Steps To Avoid Credit Card Debt Credit cards can be a valuable part of your financial life: They offer more... What is Overdraft Protection and How Does it Work? Photo of Simon Zhen Simon Zhen What is Overdraft Protection and How Does it Work? With all the fuss that's been going on about overdraft fees and how banks have... How Secure Are Online Bank Websites? Learn about the security protocols in place when you're visiting an online bank's website and accessing your sensitive financial account information. How to Opt Out From Overdraft Fees Buy a Home With a Cash or Mortgage: Which is Better? Photo of Simon Zhen Simon Zhen Buy a Home With a Cash or Mortgage: Which is Better? Not many of us are fortunate enough to have sufficient cash to even consider... How to Finance Renovations: Home Equity Loan vs. HELOC Photo of Simon Zhen Simon Zhen How to Finance Renovations: Home Equity Loan vs. HELOC Whether your house has fallen into disrepair and is badly in need of... How to Comfortably Retire On A Million Dollars: Is it Possible? Let's explore the question of how $1 million might last you through the rest of your retirement years. Employment Tips: Getting Your First Post-College Job The Truth in Lending Act and How It Can Help a HELOC Borrower Photo of Simon Zhen Simon Zhen The Truth in Lending Act and How It Can Help a HELOC Borrower Many homeowners borrow money against their home equity without knowing all the facts...