Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

What is Overdraft Protection and How Does it Work? You might be wondering if there is a way to avoid overdraft fees. Perhaps overdraft protection can help. How Secure Are Online Bank Websites? Photo of Simon Zhen Simon Zhen How Secure Are Online Bank Websites? The development and increasing popularity of online banking has been one of the... How to Opt Out From Overdraft Fees Photo of Simon Zhen Simon Zhen How to Opt Out From Overdraft Fees No one wants to get hit with overdraft fees. They're a common source of consumer... Buy a Home With a Cash or Mortgage: Which is Better? If you are lucky enough to have the funds, you can choose to buy a house with cash or a mortgage. Which is the smarter option? How to Finance Renovations: Home Equity Loan vs. HELOC Find out how you can use a home equity loan or HELOC to finance a home improvement project, including the benefits and disadvantages of using either. How to Comfortably Retire On A Million Dollars: Is it Possible? Photo of Simon Zhen Simon Zhen How to Comfortably Retire On A Million Dollars: Is it Possible? Those who are fortunate enough to still be holding on to stable jobs at these... Employment Tips: Getting Your First Post-College Job Photo of Simon Zhen Simon Zhen Employment Tips: Getting Your First Post-College Job Although college graduates this year will have a slightly easier time finding jobs... The Truth in Lending Act and How It Can Help a HELOC Borrower What is the Process of Getting a HELOC Loan Learn the four major stages in the HELOC process and it will help you to make a better financial decision. How to Use a Home Equity Loan to Pay Off Credit Card Debt Photo of Simon Zhen Simon Zhen How to Use a Home Equity Loan to Pay Off Credit Card Debt Credit card debt starts inconspicuously enough -- eating out every now and then, an...