Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

The Basics of Series I Savings Bonds Learn how fixed rates and inflations rates work to determine your composite rate and affect your returns on Series I savings bonds. How to Make Your Retirement Savings Work for You Photo of Simon Zhen Simon Zhen How to Make Your Retirement Savings Work for You Loverboy got it partially right -- everybody is working for the weekend, but what... How Do IRA CDs Work? Photo of Simon Zhen Simon Zhen How Do IRA CDs Work? IRA CDs carry a sense of confusion as to how they differ from traditional CDs,... CDs vs. Bonds: Which is the Better Investment for Your Money? What are government bonds? MyBankTracker breaks them down and compares them to CDs, so you can decide which product is best for your savings. What is a CD?: A Quick 101 Guide Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. Opening a CD Account - Hard Pull Vs Soft Pull Explained Photo of Simon Zhen Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained If you think that investing in a certificate of deposit or CD merely entails... CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Photo of Simon Zhen Simon Zhen CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? A disciplined way to save up these days could be by building up your money in an... Separate Vs. Joint Bank Accounts for Married When Should You Check Your Credit Score? Learn the limits on how many times you can check a credit score for free, so the question becomes how often you can check credit score. Tips on How to Improve Your Credit Score Photo of Simon Zhen Simon Zhen Tips on How to Improve Your Credit Score Admit it, your credit score could probably use a little bump. If you want to...