Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

4 Steps To Avoid Credit Card Debt If you’re new to having a card or just nervous about accumulating debt, take the following tips to learn how to manage your credit. What is Overdraft Protection and How Does it Work? Photo of Simon Zhen Simon Zhen What is Overdraft Protection and How Does it Work? With all the fuss that's been going on about overdraft fees and how banks have... How Secure Are Online Bank Websites? Photo of Simon Zhen Simon Zhen How Secure Are Online Bank Websites? The development and increasing popularity of online banking has been one of the... How to Opt Out From Overdraft Fees Buy a Home With a Cash or Mortgage: Which is Better? If you are lucky enough to have the funds, you can choose to buy a house with cash or a mortgage. Which is the smarter option? How to Finance Renovations: Home Equity Loan vs. HELOC Photo of Simon Zhen Simon Zhen How to Finance Renovations: Home Equity Loan vs. HELOC Whether your house has fallen into disrepair and is badly in need of... How to Comfortably Retire On A Million Dollars: Is it Possible? Photo of Simon Zhen Simon Zhen How to Comfortably Retire On A Million Dollars: Is it Possible? Those who are fortunate enough to still be holding on to stable jobs at these... Employment Tips: Getting Your First Post-College Job The Truth in Lending Act and How It Can Help a HELOC Borrower What is the Process of Getting a HELOC Loan Photo of Simon Zhen Simon Zhen What is the Process of Getting a HELOC Loan For many homeowners who are already able to take out a second mortgage, the Home...