Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Worried About a Recession? How to Prepare and Protect Your Finances Learn how you can prepare your finances - especially your savings and investments - for a recession, when your job and income may be in danger. Best 5-Year CD Rates for Long Term Savings Photo of Simon Zhen Simon Zhen Best 5-Year CD Rates for Long Term Savings One of the safest ways to grow your savings with a strong return is a long-term... How Online Checking Can Replace Your Traditional Checking Account Photo of Simon Zhen Simon Zhen How Online Checking Can Replace Your Traditional Checking Account It’s very common for someone to have a checking account that was opened at a... CIT Bank Savings Connect vs. Chase Savings Account Compare CIT Bank Savings Connect to the Chase Savings to see how online savings accounts can grow your money faster than traditional accounts. HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Learn which line of credit should you keep on standby for that occasional home project and other out-of-the-budget expenses, compare the fees and features. 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Photo of Simon Zhen Simon Zhen 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Learning how to manage your finances seems complicated, but it's really quite simple.... Do You Really Have to Show ID When Using Your Credit Card? Photo of Simon Zhen Simon Zhen Do You Really Have to Show ID When Using Your Credit Card? In a MyBankTracker story about the antiquated process of signing your name after... EIP Card: How to Get Your Money Without Fees How to Join a Credit Union With Bad Credit Learn how your bad credit affects your chances of joining a credit union. Find out the typical rules for becoming a member and the benefits that credit unions provide for people who don‘t have good credit. You may find that your ChexSystems report and banking history is more important. Big Banks vs. Small Banks: Which are Better? Photo of Simon Zhen Simon Zhen Big Banks vs. Small Banks: Which are Better? To go with the mega-bank or the community bank? You're likely to ask this...