Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

5 Reasons to Choose HELOC Loan Over Other Types of Credit Learn why HELOC is the best method to draw instant cash from your home equity if you need a bit of liquidity. Understanding the HELOC Loan Options Photo of Simon Zhen Simon Zhen Understanding the HELOC Loan Options Even if you sometimes find it difficult to remember the meaning of some of the... Why You Should Consider a HELOC Before Unemployment Hits Photo of Simon Zhen Simon Zhen Why You Should Consider a HELOC Before Unemployment Hits If you're worried that unemployment may be in the cards for you in the near... How to Get a Mortgage Quickly Learn how the mortgage process works, including the different types of mortgages available and what you can do to increase chances of approval. Money Management for Young Professionals Long-term and money management tips for new graduates. Is it Possible to Lower Your Mortgage APR? Photo of Simon Zhen Simon Zhen Is it Possible to Lower Your Mortgage APR? Using the annual percentage rate (APR) to determine the actual cost of the... 10 Features Consumers Look for in a Bank Photo of Simon Zhen Simon Zhen 10 Features Consumers Look for in a Bank What makes a good bank according to consumers? There are many factors that can go... 7 Habits to Improve Your Credit Score There are some bad habits people pick up over the years that hurt their credit. Here are 7 bad habits you should avoid in order improve your credit score. The Basics of Series I Savings Bonds Learn how fixed rates and inflations rates work to determine your composite rate and affect your returns on Series I savings bonds. How to Make Your Retirement Savings Work for You Photo of Simon Zhen Simon Zhen How to Make Your Retirement Savings Work for You Loverboy got it partially right -- everybody is working for the weekend, but what...