Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Use a Home Equity Loan to Pay Off Credit Card Debt 5 Reasons to Choose HELOC Loan Over Other Types of Credit Photo of Simon Zhen Simon Zhen 5 Reasons to Choose HELOC Loan Over Other Types of Credit Home Equity Line of Credit (HELOC), a flexible line of credit secured by... Understanding the HELOC Loan Options Photo of Simon Zhen Simon Zhen Understanding the HELOC Loan Options Even if you sometimes find it difficult to remember the meaning of some of the... Why You Should Consider a HELOC Before Unemployment Hits If there's anything that you should know about loans, it's that it is almost impossible to come by when you need it most. Like when you're out of a job. How to Get a Mortgage Quickly Learn how the mortgage process works, including the different types of mortgages available and what you can do to increase chances of approval. Money Management for Young Professionals Photo of Simon Zhen Simon Zhen Money Management for Young Professionals As an upcoming or recent college graduate, your mind is chock-full of knowledge... Is it Possible to Lower Your Mortgage APR? Photo of Simon Zhen Simon Zhen Is it Possible to Lower Your Mortgage APR? Using the annual percentage rate (APR) to determine the actual cost of the... 10 Features Consumers Look for in a Bank Learn what makes a good bank according to customers. Read a list of the top 10 features that serve as practical considerations for consumers. 7 Habits to Improve Your Credit Score There are some bad habits people pick up over the years that hurt their credit. Here are 7 bad habits you should avoid in order improve your credit score. The Basics of Series I Savings Bonds Photo of Simon Zhen Simon Zhen The Basics of Series I Savings Bonds Series I savings bonds offer Americans another savings vehicle to help them save...