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Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

CDs vs. Bonds: Which is the Better Investment for Your Money? Photo of Simon Zhen Simon Zhen CDs vs. Bonds: Which is the Better Investment for Your Money? CDs and government savings bonds are said to be some of the basic building blocks... What is a CD?: A Quick 101 Guide Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. Opening a CD Account - Hard Pull Vs Soft Pull Explained When trying to open a CD account you might hear about hard and soft pull credit checks. Hard pull vs soft pull - which is going to affect you the most. CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Photo of Simon Zhen Simon Zhen CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? A disciplined way to save up these days could be by building up your money in an... Separate Vs. Joint Bank Accounts for Married Photo of Simon Zhen Simon Zhen Separate Vs. Joint Bank Accounts for Married Before marriage, a couple should sit down for a serious talk about how they’ll... When Should You Check Your Credit Score? Learn the limits on how many times you can check a credit score for free, so the question becomes how often you can check credit score. Tips on How to Improve Your Credit Score Looking to take on a new loan? Curious about what factors impact your credit report? Here's how to understand your score - and ways to improve it. The Value of a Good Credit Report Photo of Simon Zhen Simon Zhen The Value of a Good Credit Report Almost everyone has to borrow money at one time or another. Whether you are... You Earned Those Rewards, Remember to Redeem Them Photo of Simon Zhen Simon Zhen You Earned Those Rewards, Remember to Redeem Them Last week’s news of PerkStreet Financial’s abrupt announcement of its closing is a... The Best Time to Ask for a Credit Limit Increase Consumers wonder when is the best time to ask for a credit limit increase. The proper preparations makes it easy to raise your credit card's spending limit.