Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Where to Find the Best HELOC Loan? The HELOC has become a popular choice for refinancing and paying for home improvements, educational expenses, major family events. Learn where to find the best HELOC deals. How to Use Your $1,200 Stimulus Check Wisely Photo of Simon Zhen Simon Zhen How to Use Your $1,200 Stimulus Check Wisely As Americans receive their stimulus payments from the IRS, you may be wondering... What is Covered by Homeowner's Insurance Policies? Photo of Simon Zhen Simon Zhen What is Covered by Homeowner's Insurance Policies? You cannot escape the need for homeowner's insurance -- if you own a home. You... When Should New Parents Get Life Insurance? Find out when new parents should start thinking about life insurance coverage to protect their children, financially, in case the worst happens. How Much Do You Need to Save for Retirement? Learn about the different ways that you can approach retirement savings, whether it is a specific amount, lifestyle, or income stream that is the end-goal. Don't Get a Payday Loan: Consider These Alternatives Photo of Simon Zhen Simon Zhen Don't Get a Payday Loan: Consider These Alternatives Everyone has faced a situation where they need money they don’t immediately... What is Retirement Annuity: Should You Buy it? Photo of Simon Zhen Simon Zhen What is Retirement Annuity: Should You Buy it? An annuity is a financial product that provides regular payments over a set period... Virtual Credit Card Account Numbers: What You Need to Know Many people have never heard of this tool but it's one that can protect your credit card information. Here's how it works and why you should consider using it. Mortgage Borrowing Basics For First-Time Home Buyers Learn what documents and financial information mortgage lenders look for from first-time home buyers. Learn the basics of the mortgage lending process. What Are Prepaid Debit Cards? Photo of Simon Zhen Simon Zhen What Are Prepaid Debit Cards? The cards have become popular with Millenials, the under-banked and un-banked, and...