Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Finance a College Education with a HELOC Learn more about the benefits and disadvantages of using a home equity line of credit (HELOC) to help finance your child's college tuition and expenses. HELOCs Vs. Home Equity Loans: Which Option Is Better? Photo of Simon Zhen Simon Zhen HELOCs Vs. Home Equity Loans: Which Option Is Better? From time to time, households or individuals would need to shoulder some major... Where to Find the Best HELOC Loan? Photo of Simon Zhen Simon Zhen Where to Find the Best HELOC Loan? The HELOC has become a popular choice for refinancing and paying for home... How to Use Your $1,200 Stimulus Check Wisely Learn the best way to use your $1,200 stimulus check wisely amid the coronavirus pandemic to improve your financial position. What is Covered by Homeowner's Insurance Policies? Learn what is covered (and not covered) by your homeowner's insurance policy so that you understand when to file a claim for damages. When Should New Parents Get Life Insurance? Photo of Simon Zhen Simon Zhen When Should New Parents Get Life Insurance? When you’re a new parent or expecting to be a new parent soon, life can get... How Much Do You Need to Save for Retirement? Photo of Simon Zhen Simon Zhen How Much Do You Need to Save for Retirement? Retirement is a lingering financial goal that many people have on their... Don't Get a Payday Loan: Consider These Alternatives When you need money fast, a payday loan might seem like the easiest fix. But there are a score of better payday loan alternatives you need to consider. What is Retirement Annuity: Should You Buy it? Learn what are annuities and what are the pros and cons purchasing it. Find out if it fits your retirement plan. Virtual Credit Card Account Numbers: What You Need to Know Photo of Simon Zhen Simon Zhen Virtual Credit Card Account Numbers: What You Need to Know Image Credit | https://unsplash.com/photos/xzNXkB8oJRU Virtual account numbers are...