Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Credit Card Closed? 6 Things You Need to Do Now Learn what to do after finding out that your credit card account is being closed involuntarily--so you can protect yourself financially. Should You Contribute the Maximum to Your 401(k)? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Contribute the Maximum to Your 401(k)? Almost everybody hopes to retire one day. The problem is that you need a lot of... Credit Counseling vs. Debt Settlement: What is Better for You? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Credit Counseling vs. Debt Settlement: What is Better for You? With debt such a common problem, you might be searching for a way to get out of... How to Boost the Interest Rate on Your CDs? If you're looking for ways to get a higher interest rate on your certificates of deposit (CDs), consider these different ways to boost your APY. 8 Lenders That Refinance $100k Undergraduate Students Loans Find out which lenders will allow you to refinances undergraduate student loan debt totaling $100,000 or more. Learn about the benefits of refinancing. How to Start Building Good Credit as An Immigrant Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Start Building Good Credit as An Immigrant The American financial system is large and complicated. The American immigration... How to Invest in a 401k With High Fees Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Invest in a 401k With High Fees You've taken a closer look at the 401(k) plan offered by your company and you've... Good Credit May Be Required When Applying for a Green Card With the Department of Homeland Security proposing a new rule for permanent resident status, learn how credit scores matter when applying for a green card. How to Pay Your Rent with a Credit Card Find out about the different companies that allow you to pay your rent with a credit card. But, watch out for the card processing convenience fees. What Health Insurance Options Are Available for Freelancers and the Self-Employed? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Health Insurance Options Are Available for Freelancers and the Self-Employed? Find out what health options are available to freelancers and those who are self-employed and how to pick the right plan coverage at the cheapest cost.