Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Best 3-Year CD Rates for Mid-Term Financial Goals: 2024 Find out where you to get the best 3-year CD rates to save for mid-term savings goals and compare them to certificates of deposit with other CD terms. Turning a CD into a Secured Loan: Pros and Cons to Consider Photo of Thomas (TJ) Porter Thomas (TJ) Porter Turning a CD into a Secured Loan: Pros and Cons to Consider One of the worst feelings is knowing that you have money locked away in a... The Best 4-Year CD Rates for Long-Term Savings Growth: 2024 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best 4-Year CD Rates for Long-Term Savings Growth: 2024 You have some extra cash that you want to set aside for a specific reason, but you... Best 6-Month CD Rates for Short-Term Savings Goals Find out which banks offer the best 6-month CD (certificate of deposit) rates and early withdrawal penalties to help grow short-term savings. 10 Best Ways to Use Your Tax Refund in 2024 Find out the best ways to use your tax refund money, such as savings, investing, and spending wisely. When Do Credit Scores Get Updated? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When Do Credit Scores Get Updated? Credit Karma App Your credit score is an important part of your financial life.... Should You Pay Off Student Loans Early to Save on Interest Charges? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans Early to Save on Interest Charges? If you have student loans, it can be very tempting to do your best to pay the... Should You Pay Off Student Loans or Invest in Stocks? Compare the pros and cons of paying off your student loans instead of investing those funds in stocks, mutual funds, and bonds. Should You Pay Off Your Student Loan in Lump Sum? Learn about the benefits and drawbacks of making a lump sum payment toward your student loan debt and how it can affect the rest of your finances. Should Your Pay Off Student Loans or Buy a Car? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should Your Pay Off Student Loans or Buy a Car? If you’ve come into a large sum of money, whether it come from an inheritance or a...