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Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

The Best Short-Term Personal Loans in 2024 Photo of Simon Zhen Simon Zhen The Best Short-Term Personal Loans in 2024 The best short-term personal loan for you is probably going to be one offered by... Where to Find Small Personal Loans Find out where you can find small personal loans when you just need a little bit of extra money to get by. Compare your options from banks, credit unions, and online lenders to see which one offers the small-dollar personal loan that fits your needs. The Tax Advantages of Taking a HELOC The IRS is most generous with people who take out a HELOC to improve their homes. This category of borrowers can deduct interest payments up to a value of one million dollars for a couple filing their tax returns together. How to Invest in U.S. Series I Savings Bonds Photo of Simon Zhen Simon Zhen How to Invest in U.S. Series I Savings Bonds Learn the basics how to invest in Series I Savings Bonds, a viable savings product... What is an ACH Transfer? Photo of Simon Zhen Simon Zhen What is an ACH Transfer? ACH transfers, or Automated Clearing House transfers, are transactions that are... How the IRS Collects Taxes You Owe What Happens If You Can’t Pay Your Taxes How to Reduce Next Year's Income Taxes Photo of Simon Zhen Simon Zhen How to Reduce Next Year's Income Taxes By taking steps now to reorganize your financial life, you can reduce your tax... Major Life Milestones That Could Change Your Tax Situation Photo of Simon Zhen Simon Zhen Major Life Milestones That Could Change Your Tax Situation At the start of every tax filing season, one crucial question that always comes to... How to Finance a College Education with a HELOC Learn more about the benefits and disadvantages of using a home equity line of credit (HELOC) to help finance your child's college tuition and expenses.