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Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

When Should New Parents Get Life Insurance? Photo of Simon Zhen Simon Zhen When Should New Parents Get Life Insurance? When you’re a new parent or expecting to be a new parent soon, life can get... How Much Do You Need to Save for Retirement? Learn about the different ways that you can approach retirement savings, whether it is a specific amount, lifestyle, or income stream that is the end-goal. Don't Get a Payday Loan: Consider These Alternatives When you need money fast, a payday loan might seem like the easiest fix. But there are a score of better payday loan alternatives you need to consider. What is Retirement Annuity: Should You Buy it? Photo of Simon Zhen Simon Zhen What is Retirement Annuity: Should You Buy it? An annuity is a financial product that provides regular payments over a set period... Virtual Credit Card Account Numbers: What You Need to Know Photo of Simon Zhen Simon Zhen Virtual Credit Card Account Numbers: What You Need to Know Image Credit | https://unsplash.com/photos/xzNXkB8oJRU Virtual account numbers are... Mortgage Borrowing Basics For First-Time Home Buyers Learn what documents and financial information mortgage lenders look for from first-time home buyers. Learn the basics of the mortgage lending process. What Are Prepaid Debit Cards? Learn how prepaid debit cards work as an alternative to a bank account because they differ from typical checking accounts and credit cards. Priceline Rewards vs. Barclaycard Arrival Plus Credit Card Review: Which is Better? Photo of Simon Zhen Simon Zhen Priceline Rewards vs. Barclaycard Arrival Plus Credit Card Review: Which is Better? Image Credit | https://unsplash.com/@the_real_napster?photo=56jncw7wLC4 UPDATE: One... Why You Didn't Get Your Credit Card Rewards Photo of Simon Zhen Simon Zhen Why You Didn't Get Your Credit Card Rewards Have you ever made a purchase on your credit card hoping to earn rewards, but when... Does TD Bank Offer Free Coin Counting Machines? Learn more about how TD Bank customers can deposit and count their coins after the Penny Arcade machines were removed from branches.