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Articles by Simon Zhen

Writer & Research Analyst

Mortgage Refinance Basics: How it Works Photo of Simon Zhen Simon Zhen Mortgage Refinance Basics: How it Works 1. What is a Refinance? A mortgage refinance is when you replace your old... HELOC Borrowing Basics: What to Expect Learn how HELOC gives you the flexibility of a credit card with a much lower interest rate. Learn the basics of the HELOC application process and terms. Best 5-Year CD Rates for Long Term Savings Find out which banks offer certificates of deposit with the best 5-year CD rates that will help you grow your savings the fastest with the lowest risk. How Online Checking Can Replace Your Traditional Checking Account Photo of Simon Zhen Simon Zhen How Online Checking Can Replace Your Traditional Checking Account It’s very common for someone to have a checking account that was opened at a... CIT Bank Savings Connect vs. Chase Savings Account Photo of Simon Zhen Simon Zhen CIT Bank Savings Connect vs. Chase Savings Account When you’re looking for a new savings account, there’s a long list of options... HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Learn which line of credit should you keep on standby for that occasional home project and other out-of-the-budget expenses, compare the fees and features. 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds EIP Card: How to Get Your Money Without Fees Photo of Simon Zhen Simon Zhen EIP Card: How to Get Your Money Without Fees The IRS has sent out the Economic Impact Payment (EIP) in the form of a debit card... How to Join a Credit Union With Bad Credit Photo of Simon Zhen Simon Zhen How to Join a Credit Union With Bad Credit Because bad credit often prevents you from qualifying for typical loans, you might... Big Banks vs. Small Banks: Which are Better? When it comes to big banks vs small banks the winner isn't always clear. Take your personal needs into account first and make a decision based on them.