Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Earnin App 2024 Review: Payday Advances Our review looks at Earnin and its mobile app for borrowers who need cash as a moment's notice through a payday advance -- including fees and special features. Finova Financial 2024 Review: Secured Personal Loans Photo of Valencia Patrice Higuera Valencia Patrice Higuera Finova Financial 2024 Review: Secured Personal Loans Do you need cash for a home repair, a car repair, or another purpose? If you don’t... Capital Good Fund Personal Loan 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Capital Good Fund Personal Loan 2024 Review Capital Good Fund is a non-profit financial institution that offers personal loans... ThriveCash Personal Loans 2024 Review Our review of ThriveCash personal loans -- for students and recent graduates starting a new job or an internship -- looks at the interest rates and loan terms. Klarna Credit 2024 Review: Retail Financing Even With No Credit Our review of Klarna credit looks at the retail financing program and its fees, repayment terms, borrowing amounts, and credit requirements for shoppers. Acima Credit 2024 Review: Lease-to-Purchase Retail Financing Photo of Valencia Patrice Higuera Valencia Patrice Higuera Acima Credit 2024 Review: Lease-to-Purchase Retail Financing Acima is a financing solution if you’re looking to buy appliances, mattresses, car... Southwest Rapid Rewards Priority Credit Card 2024 Review: Designed the Loyal Southwest Flyer Photo of Valencia Patrice Higuera Valencia Patrice Higuera Southwest Rapid Rewards Priority Credit Card 2024 Review: Designed the Loyal Southwest Flyer not only gives you unlimited points. You also receive access to exclusive... Experian Boost 2024 Review: Does It Really Help Your Credit Score? Learn more about Experian Boost, which promises to help you increase your credit score by taking a look at your bill payments via a bank account. Blue Cash Everyday® Card from American Express 2024 Review We review the Blue Cash Everyday® Card from American Express for its cash back program -- that favors supermarket spending -- with no annual fee. Fingerhut Credit Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Fingerhut Credit Account 2024 Review Do you prefer the convenience of online shopping? Are you looking for a way to...