Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Swimming Pool Loan: How to Finance a Swimming Pool Learn how to finance a new pool with a swimming pool loan, which may come in many forms with varying interest rates and collateralization. Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan Photo of Valencia Patrice Higuera Valencia Patrice Higuera Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan Buying a home is an opportunity to put down roots and build equity — but it’s also... How Loss-of-Use Coverage Works With Homeowners Insurance Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Loss-of-Use Coverage Works With Homeowners Insurance Homeowner’s insurance is a necessity when you own a home. It covers damages to... Dental Loans: How to Use Personal Loans to Finance Dental Work Find out how to obtain dental loans, a type of personal loan to help finance dental work on credit -- including alternatives that may be available. Interest-Only Mortgages: Compare the Pros and Cons Learn the pros and cons of interest-only mortgages to find out if you can apply for a home loan with interest-only payments temporarily. North Carolina Homeowners Insurance: How to Shop for the Lowest Rates Photo of Valencia Patrice Higuera Valencia Patrice Higuera North Carolina Homeowners Insurance: How to Shop for the Lowest Rates Although homeowners hope nothing major happens to their investment, life is... Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Mold is a type of fungus that grows in damp, moist areas. So, it’s not uncommon to... Mortgage Relief Guide for Homeowners Affected by Coronavirus Find out about mortgage relief options available to homeowners with financial hardship as a result of the coronavirus pandemic. The Best Credit Cards to Apply For With a 550-600 Credit Score Find a credit card that best suits your credit score. Review the best credit cards for a 550 - 600 credit score and get the most out of your credit card. How to Upgrade from the Chase Sapphire Preferred to Reserve Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Upgrade from the Chase Sapphire Preferred to Reserve As two of the most popular travel rewards credit cards, Chase Sapphire Preferred...