Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Does Homeowners Insurance Cover Repairs for Foundation Damage? Find out whether your homeowners insurance policy will cover foundation damage and the associated repairs based on the perils and cause of the damage. Does Homeowners Insurance Cover Termite Damage? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Does Homeowners Insurance Cover Termite Damage? Termites are destructive pests that feed on wood. Although small, these insects... Is Homeowners Insurance Legally Required? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Is Homeowners Insurance Legally Required? Home insurance is a type of insurance that covers damages to your home after a... Homeowners Insurance Claims: Actual Cash Value vs. Replacement Cost Learn the difference between actual cash value and replacement cost when it comes to how homeowners insurance policies will pay out your claims. Does Homeowners Insurance Cover HVAC Systems? Find out whether your typical homeowners insurance will cover HVAC systems that integral to your home's heating, ventilation, and air conditioning. Homeowners Insurance and Trampolines: Are They Covered? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance and Trampolines: Are They Covered? Jumping on a trampoline is a great way for the entire family to burn off energy... How Much Homeowners Insurance Coverage Is Required by Mortgage Lenders? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Much Homeowners Insurance Coverage Is Required by Mortgage Lenders? If you’re like most homebuyers, you’ll probably use a mortgage to buy a... The Death of Passwords and the Rise of Smiley Faces If traditional passwords are a dying model then what will replace them: the unique pattern of heartbeats, brain waves or odd-looking emoji? Where to Get a Loan With Bad Credit Familiarize yourself with what bad credit is and how it can affect you getting a loan in the future. When its Best to Pay Your Medical Bills with a Credit Card Photo of Valencia Patrice Higuera Valencia Patrice Higuera When its Best to Pay Your Medical Bills with a Credit Card Image Credit | https://unsplash.com/photos/rmWtVQN5RzU Even with health insurance,...