Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Compare Basic Business Savings Accounts From Top U.S. Banks Compare the basic business savings accounts offered by the top U.S. banks based on their monthly fees, minimum balance requirements, and other service fees. Learn how many free monthly transactions and monthly cash deposits are offered before additional fees are charges. See the main factors that make a good business savings account. Co-op Insurance: How It Differs From Standard Homeowners Insurance Photo of Valencia Patrice Higuera Valencia Patrice Higuera Co-op Insurance: How It Differs From Standard Homeowners Insurance If you live in a co-op, you'll need -- specifically -- co-op insurance, which is... Homeowners Insurance for a Vacation Home or Second Home Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance for a Vacation Home or Second Home Whether you’re looking for a winter or summer escape, buying a second home or... FAIR Plan Insurance vs. Private Homeowners Insurance Policy Learn how FAIR Plans can offer insurance coverage for homes that may not qualify for standard homeowners insurance policies due to high risk. Does Homeowners Insurance Cover Plumbing, Pipe Leak Damage? Find out whether your standard homeowners insurance policy will cover damage to your property as a result of plumbing issues and pipe leaks. HO3 vs HO5 Homeowners Insurance Policy: What’s the Difference? Photo of Valencia Patrice Higuera Valencia Patrice Higuera HO3 vs HO5 Homeowners Insurance Policy: What’s the Difference? Homeowners insurance protects your property from losses and damages. It’s not... What Happens When You Don’t Have Homeowners Insurance? Photo of Valencia Patrice Higuera Valencia Patrice Higuera What Happens When You Don’t Have Homeowners Insurance? Your home (and the contents inside) is your biggest investment, so replacing the... Does Homeowners Insurance Cover Tree Removal Costs? Find out how your homeowners insurance policy can help to cover the cost of removing a fallen tree on your property or a neighbor's property. Why Did Your Homeowners Insurance Premiums Go Up So Much? Learn about the most common reasons that your homeowners insurance premiums increased significantly -- and how you can take steps to bring them back down. Are Homeowners Insurance Premiums Tax-Deductible? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Are Homeowners Insurance Premiums Tax-Deductible? A home is a valuable asset, so it only makes sense to protect it with...