Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

What to Do (and Not Do) Right Before Closing on a Home? Learn what to do (and what not to do) in the weeks and days leading to the closing of your new home purchase -- to avoid jeopardizing the process. 5 Ways to Use Your Home Equity to Fund Retirement Photo of Valencia Patrice Higuera Valencia Patrice Higuera 5 Ways to Use Your Home Equity to Fund Retirement There’s no denying it: A home can be a valuable asset. In retirement, home... Steps to Take If You’ve Lost Your Job Due to the Coronavirus Crisis Photo of Valencia Patrice Higuera Valencia Patrice Higuera Steps to Take If You’ve Lost Your Job Due to the Coronavirus Crisis Since the coronavirus outbreak, more than 22 million Americans have filed for... The Best Credit Cards for Vacation Expenses of 2023 When you‘re going on vacation, you want your trip to be enjoyable and as cheap as possible. See the best credit cards that can make it happen. How to Get More Rewards With Credit Cards Deals and Flights Best travel credit cards that allow you to earn points for everything from hotels to rentals and a host of amenities. Home Depot Credit Card vs. Lowe’s Credit Card: Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Home Depot Credit Card vs. Lowe’s Credit Card: Review Whether you’re a DIY pro or prefer hiring a professional, superstores like Home... How to Save More When Flying With Southwest Airlines Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Save More When Flying With Southwest Airlines Headquartered in Dallas, Southwest Airlines is one of the largest low-cost... Virgin America Airline Review and Travel Tips Are you a Virgin America flyer? If so, check out this listing of their credit cards so you can earn more rewards for your travel! Series EE Savings Bonds: When to Redeem For the Maximum Return Learn how Series EE savings bonds from the government can help grow your savings and when you should cash them out for the maximum return. How to Handle Fraudulent Purchases Sent to Your Home Address Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Handle Fraudulent Purchases Sent to Your Home Address Scammers get more creative all the time and find new ways to defraud...