Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Calculate and Reduce Your Debt-to-Income Ratio Learn why you need to care about your debt-to-income ratio when you apply for a major loan, such as a mortgage, auto loan, or personal loan. Should You Use a Personal Loan to Start a 0Business? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan to Start a 0Business? Nearly anyone can start a business. All you need is an idea for a product, a way... What is a Good Loan-to-Value (LTV) Ratio? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is a Good Loan-to-Value (LTV) Ratio? If you’re making a large purchase, you’ve probably heard of a number of different... What Are Credit Builder Loans and How Do They Work? Learn about credit builder loans and how they work to help you improve or repair your credit. Best Personal Loans to Pay for a Wedding Find out which personal loans are the best options for couples who are looking to borrow to pay for wedding expenses. Should You Use a Personal Loan to Finance a Lawn Mower Purchase? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan to Finance a Lawn Mower Purchase? If you have a big yard, you might dread going out to mow the lawn. It can be a... Best Personal Loans for Fair Credit Scores of 650 to 700 Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Personal Loans for Fair Credit Scores of 650 to 700 When you need a personal loan, you’re looking for some quick cash that you can use... How to Get Santander Bank Loans Find out what types of loans are offered by Santander Bank and learn which one is the best fit for your borrowing needs. Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Learn about the differences when using balance transfer credit cards and personal loans for the purpose of consolidating high-interest debt. Should You Use a Personal Loan for Moving Expenses for a New Job? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan for Moving Expenses for a New Job? Taking a new job often means moving. Whether you move across town to shorten your...