Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Should You Help Your Partner Pay Off Student Loans? Find out whether it is a good idea to help your partner, spouse, girlfriend, boyfriend, etc. pay off his or her student loan debt. Consider the pros and cons of this financial decision and how it could affect your relationship. Learn about other options that you have to help your partner manage student loan payments without putting your own finances in danger. Why Robo-Advisory Services May Not be Worth the Investment Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why Robo-Advisory Services May Not be Worth the Investment One of the biggest recent developments in the world of finance and investing is... How I Merged Finances with My Fiancé Photo of Thomas (TJ) Porter Thomas (TJ) Porter How I Merged Finances with My Fiancé In 2016, I moved into a new apartment with my now fiancé. Moving in with a... How Your Credit Score is Affected When Rate-Shopping for New Loans Learn how the practice of rate-shopping affects your credit score when you're trying to find the lower interest rate for a new loan. Find out what rules applied particularly for FICO scores, which consider the fact that borrowers need multiple hard inquiries to check loan rates. 4 Best Strategies on How to Pay Off Debt When you have multiple creditors it can make your debt seem insurmountable, but there are a variety of strategies that can help. Have You Switched Jobs? What You Should Do With Your Old 401(k)s Photo of Thomas (TJ) Porter Thomas (TJ) Porter Have You Switched Jobs? What You Should Do With Your Old 401(k)s 401(k)s are one of the most common retirement plans in the United States. Many... How to Convert a Traditional IRA to a Roth IRA Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Convert a Traditional IRA to a Roth IRA Individual retirement accounts (IRAs) are a special type of account that is... Receiving a Life Insurance Payout? How to Handle Money Properly Learn how to handle a life insurance payout, including taxes and final expenses of loved ones, to ensure that the windfall is used wisely. Should You Use Online Cash Back Shopping Websites? Find out whether you should use online cash back shopping websites to boost the amount of rewards that you get from making purchases online. The Best Mobile Apps to Help You Save on Gas at the Pump Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Mobile Apps to Help You Save on Gas at the Pump Gas prices are known to fluctuate. They can be relatively low and stable for a...